
Florida Safe Home Grants Questioned Over Roof Effectiveness and Insurance Savings
Lawmakers and inspectors question whether roof-focused mitigation grants reduce claims or premiums, citing verification gaps and limited insurance credits.
March 23
Catastrophe
Legislation & Regulation
Litigation
Property
Underwriting
Florida

AI Compliance Risk in Insurance: Why Explainability Is Now a Regulatory Requirement
State regulators are accelerating enforcement on AI use in insurance, exposing carriers to fines and legal risk when decision models lack transparency.
March 23
Insurance Industry
Legislation & Regulation
Risk Management
Technology
California
Colorado
Florida
Georgia
Illinois

FedEx Driver’s Family Trip to New York Not Covered Under Florida Workers’ Comp, Court Rules
A Florida appeals court ruled that workers’ compensation carriers are not required to pay for out-of-state travel that is not medically necessary, even when a catastrophic injury claimant argues the trip would improve mental health.
March 23
Legislation & Regulation
Liability
Litigation
Workers' Compensation
Florida
New York

Insurance Industry Eyes Prediction Markets for Catastrophe Risk and Faster Payouts
New parametric-style contracts promise instant payouts and real-time risk pricing, but questions remain about regulation, reliability, and claims implications.
March 23
Catastrophe
Insurance Industry
Property
Risk Management
Technology
California
Florida
South Carolina
Texas

Orlando Apartment Complex Evacuated After Cracks, Jammed Doors Raise Structural Safety Fears
Fresh cracking, jammed doors, and signs of instability forced a sudden evacuation at The Rialto in Orlando. For adjusters, the case highlights habitability, business interruption, liability, and structural defect exposures in Florida multifamily properties.
March 23
Legislation & Regulation
Liability
Property
Risk Management
Florida

Fraud Probe Targets Fake Insurance Testing Center in Miami-Dade
Investigators say applicants obtained insurance licenses through a fraudulent testing center that completed coursework and state exams on their behalf.
March 4
Fraud
Insurance Industry
Legislation & Regulation
Florida
Virginia

Florida Wildfire Burns 25,000+ Acres in Big Cypress During Winter Drought
Uncontained blaze in Big Cypress National Preserve closes I-75, raises smoke and liability concerns for Florida claims adjusters.
March 2
Auto
Catastrophe
Property
Risk Management
Florida

GEICO Class Action Targets Auto Policy Driver Discovery Practices
A Florida class action claims unauthorized drivers were added to policies, raising questions about third party data use and underwriting controls.
February 25
Auto
Insurance Industry
Litigation
Technology
Underwriting
Florida

Florida Property Reinsurance Rates Poised to Fall as Reinsurers Reassess Litigation Loads
Gallagher Re’s Adam Schwebach says mid-year renewals could bring added capacity, rate reductions, and renewed appetite for underwriting hurricane risk in Florida.
February 17
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Florida

Florida Authorities Break Up Major Theft Organization Targeting Semi-Trailers
Six suspects face up to 300 years combined after targeting semi-trailers and disabling GPS tracking devices across multiple Florida counties.
February 17
Fraud
Litigation
Marine
Property
Risk Management
Florida

Why Bloomberg Says Premium Caps Could Worsen the Homeowners Insurance Crisis
A Bloomberg editorial urges policymakers to focus on resilience, legal reform, and mitigation rather than capping rates or penalizing insurers as premiums climb nationwide.
February 6
Catastrophe
Insurance Industry
Legislation & Regulation
Litigation
Property
California
Florida
Illinois

Former Ole Miss Football Player Convicted in $194M Fraud Scheme
Federal prosecutors say the ex-football standout used telemedicine fronts and DME companies to bill Medicare and CHAMPVA for unnecessary orthotic braces, targeting vulnerable seniors.
February 4
Fraud
Insurance Industry
Legislation & Regulation
Risk Management
Florida
Mississippi

Deep Freeze Hits Southeast With Snowstorms, Widespread Claims, and Florida Crop Risk
A prolonged Arctic outbreak brings snow, crashes, power outages, and freeze losses across the Southeast, raising claim concerns from auto accidents to Florida citrus damage.
February 2
Auto
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Louisiana
Mississippi
New Jersey
North Carolina

Florida Moves to Tighten Engineering Standards for Roof and Property Damage Claims
New draft rules would require site inspections, code citations, and weather data, raising the bar for engineering opinions used in Florida insurance disputes.
January 26
Insurance Industry
Legislation & Regulation
Litigation
Property
Risk Management
Florida

Climate Nonprofits Step In as Federal Weather and Disaster Databases Are Cut
As federal agencies scale back climate and weather programs, nonprofit groups are stepping in to preserve datasets critical to catastrophe modeling, insurance claims analysis, and risk mitigation.
January 23
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Colorado
Florida



