Louisiana Insurance Crisis Deepens as Infrastructure and Mold Threaten Home Values
In Houma and Thibodaux, outdated drainage systems, aggressive mold outbreaks, and new risk maps are reshaping how claims are assessed and policies are priced.
November 11, 2025
Insurance Industry
Property
Risk Management
Underwriting
Louisiana
Vertical AI Helps Independent Agencies Combat Talent Gaps and Boost Efficiency
Facing staffing shortages and rising competition, independent agencies are turning to insurance-specific AI to reduce admin tasks and focus on high-value client work.
November 11, 2025
Insurance Industry
Technology
New PEBC Credential Aims to Strengthen Employee Benefits Workforce
The new certification program, backed by The Council and The Institutes, offers hybrid and on-demand training to grow the next generation of employee benefits professionals.
November 11, 2025
Education & Training
Insurance Industry
Unlocking Hidden Liability in Subrogation Starts at First Notice of Loss
Early investigations and strategic partnerships help uncover third-party liability and boost subrogation success. Learn what top adjusters and legal experts recommend.
November 6, 2025
Insurance Industry
Liability
Litigation
Subrogation
Arctic Air to Bring Record Cold and Freeze Risks From Midwest to Florida
Arctic air will sweep into the central and eastern U.S., bringing record-setting cold, early snow chances, and increased risk for freeze-related property and auto claims.
November 6, 2025
Auto
Insurance Industry
Property
Which Desk Adjusting Roles Are Safe from AI Disruption?
Industry voices weigh in on which claims jobs will thrive or fade amid automation and potential recession.
November 5, 2025
Insurance Industry
Technology
Comparing Generative AI for Fraud Detection: VAE, GAN, and Diffusion in Auto Insurance
New research shows diffusion-based AI models paired with SMOTE and XGBoost outperform other methods in detecting auto insurance fraud.
November 5, 2025
Auto
Fraud
Insurance Industry
Technology
Emissions Gap 2025 Report Signals Risk Surge for Insurance Sector
New UNEP report finds most countries failing to curb emissions, signaling near-term climate overshoot and a growing burden on insurance systems.
November 5, 2025
Catastrophe
Insurance Industry
Underwriting
Tariff Fallout Sparks First Securities Lawsuit Against Dow as D&O Insurance Demand Surges
Dow Inc. investors allege misleading tariff disclosures in a case signaling rising litigation risks and a spike in D&O coverage interest.
November 5, 2025
Insurance Industry
Legislation & Regulation
Liability
Risk Management
Cybersecurity Staff Accused in BlackCat Ransomware Attacks on U.S. Companies
Federal charges allege insiders from two cybersecurity firms helped deploy ransomware on healthcare and tech companies, extorting millions in crypto.
November 5, 2025
Fraud
Insurance Industry
Risk Management
Technology
Trucking Firms Battle Rising Insurance Costs and Legal Challenges
Trucking companies face shrinking margins from high insurance premiums, nuclear verdicts, and slow claims resolution, but safety tech and tort reform offer glimmers of hope.
November 5, 2025
Auto
Insurance Industry
Litigation
Risk Management
Winter Water Claims Surge: How Agents Can Prevent Frozen Pipe Losses
Frozen pipe claims cost insurers thousands each winter. Agents equipped with smart tech tools can curb losses and preserve client coverage.
November 5, 2025
Insurance Industry
Property
Risk Management
Technology
Critical Data Elements Reshape Insurance Data Strategy
Insurers are ditching blanket governance for a sharper focus on Critical Data Elements that directly impact business outcomes and decision-making.
November 5, 2025
Insurance Industry
Legislation & Regulation
Risk Management
Technology
NASCAR Champion Kyle Busch Sues Pacific Life for $8.5M Over Alleged Life Insurance Deception
NASCAR champion claims Pacific Life misrepresented a retirement-focused Indexed Universal Life policy, leading to a multi-million-dollar loss.
November 3, 2025
Insurance Industry
Life & Health
Litigation
Risk Management
Verisk Projects Up to $4.2B in Insured Losses from Hurricane Melissa in Jamaica
With insurance take-up rates below 20%, Hurricane Melissa's record-setting impact on Jamaica exposes significant coverage gaps. Verisk and Aon warn of rising insured and economic losses.
November 3, 2025
Catastrophe
Insurance Industry
Liability
Property
Risk Management
