
Wildfires and Hailstorms Drive $100B in Insured Losses Again in 2025
The 2025 Los Angeles wildfire was the costliest ever, but quieter, relentless storms caused even more damage nationwide. The result is soaring insurance costs and shrinking coverage options.
December 22, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Underwriting
California
Florida
Texas

Insurance Protection Gap Grows as Premiums Climb and Weather Risks Rise
Extreme weather is driving up insured losses and exposing coverage gaps across Canada. Low-income and marginalized populations face higher risks, slower recovery, and increasing insurance costs.
December 22, 2025
Catastrophe
Insurance Industry
Property
Risk Management

Should Insurance Adjusters Hug Policyholders After Major Losses?
A candid Reddit discussion in the adjusters subreddit reveals how claims professionals balance empathy, boundaries, and risk when emotions run high after major losses.
December 18, 2025
Catastrophe
Education & Training
Insurance Industry
Liability
Property

Insurance Rep Accused of Issuing 126 Fraudulent Checks in Georgia
A total loss rep allegedly issued over 100 fraudulent checks in a scheme spanning multiple counties. Investigators detail how internal access was exploited.
December 18, 2025
Fraud
Insurance Industry
Legislation & Regulation
Georgia

What Marijuana’s Schedule III Shift Means for Cannabis Insurance
Insurance adjusters, underwriters, and brokers should prepare for transitional risks, evolving D&O exposures, and new scrutiny in casualty lines.
December 18, 2025
Excess & Surplus Lines
Insurance Industry
Legislation & Regulation
Liability
Life & Health

NFIP Risk Rating 2.0 Premium Hikes Linked To Sharp Drop In Flood Insurance Policies
New research estimates premium changes under NFIP Risk Rating 2.0 reduced new policy counts and trimmed renewals, with the largest pullback in lower-income ZIP codes. For claims teams, the findings point to a wider protection gap and tougher recovery outcomes after flood losses.
December 18, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management

GLP-1 Drug Litigation Surges as Product Liability Risks Escalate
Widespread use of obesity drugs is fueling lawsuits, regulatory scrutiny, and new cost pressures for insurers and reinsurers.
December 18, 2025
Insurance Industry
Legislation & Regulation
Liability
Life & Health
Litigation

AI Transforms Insurance Decision-Making with Generative Tech and Intelligent Workflows
Insurers are leveraging generative AI to streamline workflows, ensure regulatory compliance, and enhance customer outcomes. The shift from prediction to real-time decision support is reshaping the industry.
December 18, 2025
Insurance Industry
Legislation & Regulation
Risk Management
Technology

Essential Communication Skills for Insurance Claims Professionals
Customer service and communication are top-rated skills in insurance. Learn how claims teams can build and leverage these strengths to deliver better outcomes and deeper policyholder trust.
December 18, 2025
Education & Training
Insurance Industry
Risk Management
Technology

Life-Annuity Insurers Forecast Strong Earnings Growth Through 2027 Amid Rising Premiums, Portfolio Yields
Earnings and premium growth create space for strategic reinvestment, not complacency. Insurers must manage yield, capital, and longevity risks to stay ahead.
December 18, 2025
Insurance Industry
Legislation & Regulation
Life & Health
Risk Management

2026 Claims Outlook Shows Regulatory Expansion Driving Cyber Claims Complexity and Expenses
As cyber and AI regulation expands, insurers and panel providers face increased claim costs and demand for specialized expertise next year.
December 18, 2025
Catastrophe
Fraud
Insurance Industry
Legislation & Regulation
Liability

GEICO Sues Over $2.7M Medical Equipment Fraud Tied to Kickbacks
Insurer accuses two Brooklyn-based suppliers of billing for unnecessary and undelivered medical equipment through a kickback-fueled fraud scheme. The lawsuit seeks to block $2M in pending no-fault claims.
December 15, 2025
Fraud
Insurance Industry
Legislation & Regulation
New York

Tennessee Court Rejects Hospital Worker’s Mental Injury Claim for Late Notice
A Tennessee judge found a hospital worker failed to meet state notice rules after alleging psychological harm from workplace events. The claim was dismissed with prejudice after the worker did not respond to the motion.
December 15, 2025
Insurance Industry
Legislation & Regulation
Life & Health
Workers' Compensation
Tennessee

Employers Shift Benefits Strategy to Cut Costs and Manage GLP-1 Drug Coverage
Cost containment takes priority over talent attraction as employers battle rising healthcare costs and embrace transparency and digital health tools.
December 15, 2025
Insurance Industry
Life & Health
Risk Management
Technology
Workers' Compensation

North Carolina Sting Catches Roofer Damaging Roof for $30K Insurance Claim
State investigators and Farm Bureau staged a bait house to catch a roofing contractor fabricating wind and hail damage in an alleged insurance fraud attempt.
December 15, 2025
Fraud
Insurance Industry
Legislation & Regulation
Property
North Carolina



