
AI Set to Become Insurers’ Core Infrastructure in 2026
SAS forecasts AI's shift from auxiliary tool to operational core, reshaping claims, underwriting, and fraud detection as insurers face mounting climate, economic, and regulatory pressure.
December 5, 2025
Fraud
Insurance Industry
Technology
Underwriting

Agentic AI Advances Transform Insurance Operations from Sales to Claims
Agentic AI takes automation beyond chatbots, streamlining insurance processes and raising new regulatory and operational questions for claims professionals.
December 5, 2025
Insurance Industry
Legislation & Regulation
Technology

Insurers Tighten Cyber Coverage for 2026 with New AI and Catastrophic Event Exclusions
New exclusions targeting AI use, state-sponsored cyberattacks and catastrophic digital events will reshape cyber coverage in 2026. Risk managers and adjusters must prepare for narrower definitions and stricter conditions.
December 5, 2025
Insurance Industry
Legislation & Regulation
Risk Management
Technology

Rising Ocean Temps to Drive Massive Insured Losses From Cat 5 Hurricanes in Florida, East Coast
New research links a warming Atlantic to more extreme hurricane activity, with Florida, New York, and the Carolinas facing sharp increases in storm-driven insurance claims.
December 4, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Florida
Massachusetts
New York
North Carolina
Rhode Island

Why the Insurance Industry Is Not Always at an Inflection Point
Overuse of crisis language muddies real challenges like GenAI, climate risk, and data inefficiencies. Let's keep industry change in perspective.
December 4, 2025
Insurance Industry
Risk Management
Technology

AI Bias in Medical Diagnoses Raises Malpractice and Discrimination Risks
AI tools are transforming diagnostic accuracy but may also embed systemic biases, raising exposure to malpractice and civil rights litigation. Claims professionals must monitor this evolving risk vector.
December 4, 2025
Insurance Industry
Legislation & Regulation
Litigation
Risk Management
Technology

Insurers Urged to Improve Lightning Claims Reporting and Mitigation
Inconsistent reporting hides the true cost of lightning damage to businesses. Better tracking and mitigation can protect insurers and policyholders.
December 4, 2025
Insurance Industry
Property
Risk Management

AI, Deepfakes, and Data Suppression Redefine Cyber Risk in 2026
Resilience experts warn that AI-powered threats, ransomware evolution, and rising litigation will challenge insurers and claims professionals in unprecedented ways.
December 1, 2025
Insurance Industry
Legislation & Regulation
Litigation
Risk Management
Technology

AI in Insurance Faces Customer Skepticism Over Trust, Fairness, and Claims Use
While insurance customers embrace AI for routine tasks, many resist its use in claims handling and pricing due to concerns about fairness and transparency.
December 1, 2025
Insurance Industry
Risk Management
Technology

Federal Court Blocks New York Labor Law Targeting Amazon as NLRB Stalls
A federal judge halted New York's attempt to fill a regulatory gap caused by a deadlocked NLRB, raising broader legal questions for employers navigating state-federal labor oversight.
December 1, 2025
Insurance Industry
Legislation & Regulation
New York

Jamaica Triggers $150M Parametric Catastrophe Bond After Hurricane Melissa
With $6B to $7B in losses from Hurricane Melissa, Jamaica's parametric policy paid out fully, raising fresh debate over trigger thresholds and basis risk.
December 1, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Technology

Manufacturers Face Greater Recall Risk as Affected Units Hit 3-Year High
A sharp increase in units affected by product recalls signals a shift in risk exposure, with implications for insurers, claims handlers, and supply chain managers navigating evolving regulatory demands.
December 1, 2025
Insurance Industry
Legislation & Regulation
Risk Management

Auto Insurance in 2026 Faces Crisis of Costs, Claims, and Consumer Confidence
Rising repair costs, claims inflation, and mobility trends are straining auto insurers and reshaping claims operations. Adjusters must adapt to new tools, regulations, and customer expectations.
December 1, 2025
Auto
Insurance Industry
Legislation & Regulation
Technology
California
Florida
Michigan

Thanksgiving Turkey Fryers Pose Fire Risk and Cost Millions in Claims
Fire departments and safety officials urge caution as turkey fryer accidents spike on Thanksgiving, leading to property damage and injuries.
November 26, 2025
Insurance Industry
Property
Risk Management

Georgia Auto Crash Rate Twice the National Average as Insurance Costs Spike
A sharp rise in vehicle wrecks, complex repair costs, and fraud complaints is stressing Georgia's auto insurance market, prompting legislative calls and insurer resistance.
November 26, 2025
Auto
Fraud
Insurance Industry
Georgia



