
AI, Deepfakes, and Data Suppression Redefine Cyber Risk in 2026
Resilience experts warn that AI-powered threats, ransomware evolution, and rising litigation will challenge insurers and claims professionals in unprecedented ways.
December 1, 2025
Insurance Industry
Legislation & Regulation
Litigation
Risk Management
Technology

Stop Loss Insurance Market Booms as Healthcare Costs Escalate
As healthcare costs rise, more employers are adopting stop loss coverage to manage catastrophic medical claims. AI-driven underwriting and flexible policy structures are shaping the future of the market.
December 1, 2025
Legislation & Regulation
Life & Health
Risk Management
Technology

Federal Court Blocks New York Labor Law Targeting Amazon as NLRB Stalls
A federal judge halted New York’s attempt to fill a regulatory gap caused by a deadlocked NLRB, raising broader legal questions for employers navigating state-federal labor oversight.
December 1, 2025
Insurance Industry
Legislation & Regulation
New York

Jamaica Triggers $150M Parametric Catastrophe Bond After Hurricane Melissa
With $6B to $7B in losses from Hurricane Melissa, Jamaica’s parametric policy paid out fully, raising fresh debate over trigger thresholds and basis risk.
December 1, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Technology

Manufacturers Face Greater Recall Risk as Affected Units Hit 3-Year High
A sharp increase in units affected by product recalls signals a shift in risk exposure, with implications for insurers, claims handlers, and supply chain managers navigating evolving regulatory demands.
December 1, 2025
Insurance Industry
Legislation & Regulation
Risk Management

Auto Insurance in 2026 Faces Crisis of Costs, Claims, and Consumer Confidence
Rising repair costs, claims inflation, and mobility trends are straining auto insurers and reshaping claims operations. Adjusters must adapt to new tools, regulations, and customer expectations.
December 1, 2025
Auto
Insurance Industry
Legislation & Regulation
Technology
California
Florida
Michigan

Insurers Push to Cap Liability for AI System Failures
Three leading insurers—AIG, Great American, and WR Berkley—are pursuing regulatory approval to limit their liability for claims tied to artificial intelligence technologies, a move that could reshape the risk landscape for businesses deploying AI systems.
November 24, 2025
Legislation & Regulation
Liability
Risk Management
Technology
Underwriting

Why AI-Driven Claims Management Is the New Standard
Insurers are racing to adopt AI as customer churn rises and expectations soar. Manual claims processes are no longer enough.
November 24, 2025
Fraud
Legislation & Regulation
Risk Management
Technology

Winter Grid Reliability at Risk Amid Surging Electricity Demand and Fuel Challenges
NERC’s latest report highlights severe winter reliability threats in several U.S. regions due to surging electricity demand, limited fuel availability, and slow infrastructure upgrades.
November 19, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management

Loose Wire on Dali Caused Blackouts, Leading to Key Bridge Collapse in Baltimore
NTSB blames wiring flaw and outdated bridge protections for the catastrophic March 2024 collapse that killed six. Report flags national infrastructure risks.
November 19, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Marine
Risk Management
District Of Columbia
Maryland

Federal Jury Convicts Two in ACA Subsidy Fraud Involving Homeless Enrollees
A South Florida jury found two men guilty of exploiting ACA subsidies by enrolling homeless individuals in plans they didn’t qualify for, generating millions in commissions.
November 19, 2025
Fraud
Insurance Industry
Legislation & Regulation
Life & Health
Arizona
Florida
Texas

Homeowners’ Insurance Rate Filings Face Delays and Lower Approvals Nationwide
A new IRC study shows growing delays, lower-than-requested approvals, and rising use of residual markets, especially in states like California.
November 19, 2025
Insurance Industry
Legislation & Regulation
Property
Underwriting
California
New York

Tech-Enabled Litigation Instigation: The Hidden Threat Fueling Insurer Failures and Delayed Claims
A new Demotech report details how covert, tech-enabled legal tactics misdirect policyholders, delay legitimate claims, and trigger insurer insolvencies in disaster-hit regions.
November 13, 2025
Fraud
Legislation & Regulation
Litigation
Property
Technology

Insurance Industry Tackles Trust Deficit Through Local Engagement Grants
Allstate and the Aspen Institute introduce a national awards program to fund community organizations focused on rebuilding social trust, hoping to restore faith in institutions, including insurance. The initiative connects civic engagement with economic resilience and insurance participation.
November 13, 2025
Insurance Industry
Legislation & Regulation
Technology

Mental Health Claims Reshape Workers’ Comp: PTSD and Stress-Only Coverage Expands
PTSD and psychological injury benefits without physical harm could spark new challenges for claims adjusters, from rising costs to legislative uncertainty.
November 13, 2025
Insurance Industry
Legislation & Regulation
Life & Health
Workers' Compensation



