Danone Wins Dismissal of U.S. Lawsuit Over ‘Natural’ Label on Evian Spring Water
A federal judge dismissed a lawsuit accusing Danone of misleading consumers with Evian’s ‘natural’ label, despite claims that plastic micro-particles seep into the water from its packaging. The ruling cited FDA guidelines that focus on the water’s source, not microplastic content.
November 7, 2024
Insurance Industry
Legislation & Regulation
Liability
Litigation
Illinois
New York
Volkswagen to Recall 114,000 U.S. Vehicles Over Airbag Explosion Hazard
Volkswagen is recalling over 114,000 Beetle and Passat vehicles across the U.S. due to a defect that may cause driver-side airbags to explode. The NHTSA cites long-term exposure to heat and humidity as a risk factor.
November 7, 2024
Auto
Legislation & Regulation
Liability
Risk Management
Innovative AI Solution Takes Aim at Gun Violence Prevention
ZeroEyes, a tech company backed by The Institutes’ Predict & Prevent podcast, has developed AI-powered gun detection technology that combines human verification to curb gun violence. Through partnerships with schools and businesses, this system aims to protect communities, delivering alerts and minimizing bias by focusing solely on weapon detection.
November 5, 2024
Education & Training
Insurance Industry
Liability
Risk Management
Technology
Parametric Reputation Risk Insurance Expands to Cover "Metaphorical" Catastrophes
The 4-M parametric model, widely used for natural disaster insurance, is now being adapted to cover reputation risks, allowing businesses to mitigate financial impacts from reputational crises as effectively as from physical catastrophes.
October 30, 2024
Insurance Industry
Liability
Risk Management
Technology
Colorado
Worker’s Compensation Approved for Employee Injured While Intoxicated on the Job
A New York appellate court upheld workers’ compensation benefits for an intoxicated employee who fell from a ladder, ruling that intoxication was not the sole cause of the accident.
October 21, 2024
Liability
Litigation
Risk Management
Workers' Compensation
New York
AI in Advertising Raises Liability Concerns as Generative Technology Expands
As AI’s influence in advertising grows, both large and small businesses face new liability risks, especially in relation to Commercial General Liability policies. Insurers must prepare for emerging challenges, including chatbot misuse and privacy breaches.
October 17, 2024
Legislation & Regulation
Liability
Risk Management
Technology
California
Federal Court Ruling Clarifies Employer Liability for Social Media Harassment
A 2024 federal appeals court ruling clarifies that employers can be held liable for harassment originating from personal social media posts that affect the workplace, emphasizing the need for clear guidelines.
October 11, 2024
Legislation & Regulation
Liability
Litigation
Risk Management
Citi Field Faces Class Action Over Alleged Illegal Use of Facial Recognition Technology
A proposed class action accuses Sterling Mets, L.P., the company behind Citi Field, of illegally collecting and sharing visitors’ biometric data using facial recognition technology, violating New York City’s biometrics law.
October 11, 2024
Legislation & Regulation
Liability
Litigation
Technology
New York
Limp Bizkit Sues Universal Music for $200 Million Over Alleged Unpaid Royalties
Fred Durst and Limp Bizkit have filed a lawsuit against Universal Music, seeking $200 million in unpaid royalties and the return of their copyrights, alleging the label systematically withheld payments owed to the band.
October 9, 2024
Insurance Industry
Liability
Litigation
Technology
California
Nevada Supreme Court Extends Law of the Case Doctrine to District Courts
In a significant shift, the Nevada Supreme Court has applied the law of the case doctrine to district courts, potentially complicating matters for clients approaching trial as rulings may become harder to overturn.
October 7, 2024
Legislation & Regulation
Liability
Litigation
Risk Management
Nevada
Key Restaurant Insurance Claims Insights to Help Adjusters Minimize Payouts
Understand the most frequent and costly insurance claims in the restaurant industry, from equipment breakdown to employee injury, and how claims adjusters can help mitigate risks.
September 30, 2024
Liability
Property
Risk Management
Workers' Compensation
California
Florida
Michigan
Mississippi
New Jersey
Navigating the Complexities of Alcohol and Marijuana in Life Insurance Claims
Alcohol and marijuana present unique challenges in life and AD&D claims. While alcohol regulations are uniform, marijuana’s state-by-state legality and unpredictable effects complicate claim decisions and risk management.
September 30, 2024
Legislation & Regulation
Liability
Life & Health
Risk Management
Man Sentenced in $2.8 Million Sydney Jeweler Heist Insurance Fraud
Shanel Tofaeono has been sentenced to over four years in prison after pleading guilty to staging a fake robbery of a luxury Sydney jewelry store as part of a $2.8 million insurance fraud scheme.
September 25, 2024
Fraud
Insurance Industry
Liability
Litigation
New Jersey Supreme Court Expands Duty of Care for Sidewalks Next to Vacant Commercial Properties
The New Jersey Supreme Court ruled that commercial landowners, including those with vacant properties, must maintain public sidewalks abutting their properties in safe condition, aligning with broader public policy principles.
September 23, 2024
Legislation & Regulation
Liability
Litigation
Property
New Jersey
Pennsylvania Court Upholds Widow’s $2.3M Asbestos Verdict, Orders Full Delay Damages
A Pennsylvania appeals court upheld a $2.3 million verdict for the widow of a mesothelioma victim, ruling that COVID-19-related court delays do not exempt defendants from paying full delay damages in asbestos cases.
September 18, 2024
Liability
Litigation
Risk Management
Workers' Compensation
Pennsylvania
