California FAIR Plan Faces Legal Action Over Alleged Smoke Damage Claim Denials
California’s insurance commissioner accuses the FAIR Plan of violating claims laws and misleading regulators over wildfire smoke damage coverage, sparking a rare enforcement case.
August 4, 2025
Catastrophe
Legislation & Regulation
Litigation
Property
California
Colorado
Former Insurance Agent Accused of Defrauding Clients in Fake Marijuana Investment Scheme
A former insurance agent in California has been charged with stealing over $1.8 million from clients in a fraudulent cannabis investment scheme called ‘House of Green.’
August 1, 2025
Fraud
Insurance Industry
Legislation & Regulation
Litigation
California
Wine Server Defends Against Liability in Fatal Drunk Driving Crash After Work Event
A liquor server and distributor argue they aren’t liable for a woman’s fatal crash following a mandatory wine tasting, claiming she was responsible for her own actions.
August 1, 2025
Insurance Industry
Legislation & Regulation
Liability
Litigation
Connecticut
From Cold War Deals to Nuclear Verdicts Reclaiming the Insurance Lawyer’s Role
A Cold War prisoner swap led by an insurance lawyer reminds us that claims professionals still shape high-stakes outcomes—if we stay sharp, strategic, and proactive.
August 1, 2025
Insurance Industry
Legislation & Regulation
Litigation
Risk Management
Florida
Georgia
Rising Litigation Costs and Tort Reform Momentum Shape Liability Claims in 2025
Tort reform efforts in states like Georgia and Florida are reshaping the liability claims landscape in 2025, as litigation costs soar and attorney involvement rises rapidly.
August 1, 2025
Insurance Industry
Legislation & Regulation
Liability
Litigation
California
Delaware
Florida
Georgia
Louisiana
What Happens When Alcohol Voids Your Auto Insurance in Louisiana
A Louisiana court upheld an insurer’s right to deny coverage based on a BAC exclusion, highlighting how drunk driving can void auto claims in many U.S. states.
July 29, 2025
Auto
Legislation & Regulation
Litigation
Risk Management
Louisiana
Insurers Refuse to Cover Meta in Lawsuits Over Alleged Social Media Addiction
Meta is locked in a legal dispute with insurers including Hartford and Chubb, who argue they’re not obligated to cover defense costs tied to social media addiction claims.
July 28, 2025
Insurance Industry
Liability
Litigation
Technology
California
Delaware
GEICO Takes Legal Action Against Brooklyn Pharmacy for $3.5 Million in Alleged No-Fault Insurance Fraud
GEICO alleges a Brooklyn pharmacy exploited New York’s No-Fault system by billing over $3.5 million for medically unnecessary pain creams and violating a prior court injunction.
July 25, 2025
Auto
Fraud
Insurance Industry
Litigation
New York
Connecticut Court Clears Rental Car Company of Liability in Ignition Lock Case
A Connecticut appellate court ruled that Enterprise had no legal duty to check online databases for license restrictions before renting a car to a driver later charged with DUI.
July 25, 2025
Auto
Legislation & Regulation
Liability
Litigation
Connecticut
California Wildfire Claims Could Drain $21 Billion Insurance Fund Amid Investigation
As insurance losses from the Eaton Fire mount, California’s wildfire fund faces depletion, with scrutiny intensifying over Southern California Edison’s potential liability.
July 25, 2025
Catastrophe
Litigation
Property
Subrogation
California
How to Identify Hidden Solar Panel Damage
A recent CLM webinar explored how electroluminescence scanning helps insurance professionals detect microcracks in solar panels and determine damage causation.
July 25, 2025
Insurance Industry
Litigation
Property
Technology
SharePoint Vulnerabilities Expose Challenges in Microsoft’s Cybersecurity Overhaul
As Chinese hackers exploit SharePoint software flaws, Microsoft faces renewed scrutiny over its Secure Future Initiative and ongoing cybersecurity transformation.
July 23, 2025
Insurance Industry
Litigation
Risk Management
Technology
Oregon
Insurer Says It Owes No Coverage for Kansas City Super Bowl Parade Shooting Lawsuit
Cincinnati Specialty Underwriters says its event liability policy excludes coverage for claims tied to a deadly shooting at the 2024 Super Bowl parade in Kansas City.
July 23, 2025
Insurance Industry
Liability
Litigation
Risk Management
Missouri
Clorox Sues Cognizant Over Password Failures in 2023 Cyberattack
Clorox claims Cognizant failed basic security protocols, allowing hackers to access its network during a 2023 cyberattack that led to $380 million in damages.
July 23, 2025
Insurance Industry
Litigation
Risk Management
Technology
California
Mother and Son Sentenced to Prison for $150K Inmate Unemployment Fraud Scheme
A Modesto man and his mother from Turlock were sentenced for using prison inmates’ identities to steal over $150,000 in fraudulent pandemic unemployment claims.
July 21, 2025
Fraud
Insurance Industry
Legislation & Regulation
Litigation
California
