Direct written premiums rose nearly 11% in 2025 as policies in force surged, but Fitch says deteriorating losses, softer pricing, and AI-driven threats are making cyber underwriting more difficult. Coverage wording and third-party risk could become bigger issues for insurers and claims teams.
Federal prosecutors detail a years-long scheme to bypass environmental monitoring, raising liability and compliance concerns for insurers and adjusters.
Rising deductibles, aging vehicles, and increasing bodily injury costs are concentrating risk and reshaping how claims are filed, evaluated, and settled.
A multi-year fraud scheme involving USDA subsidies, crop insurance manipulation, and identity theft underscores ongoing risks in agricultural claims and federal program oversight.
Maryland reaches a major settlement with ship owner and operator, advancing complex claims tied to the Key Bridge disaster and broader liability exposures.
A Texas contractor alleges multiple CGL carriers denied defense and indemnity for progressive facade damage, raising questions about trigger of coverage and claims handling obligations.
Federal officials allege a construction company fired a worker two days after he reported severe burns from scalding water in a pressurized pipe. The lawsuit seeks reinstatement, back pay, damages, and punitive damages.
A ruling tied to a $5M settlement and discovery failures restricts insurers from pursuing assigned malpractice claims against defense counsel under reservation of rights.
Insurer alleges a coordinated network used shell companies, inflated invoices, and non-fee-schedule billing codes to extract payments and evade detection.
