Declining auto claims and reserve releases point to softer pricing in 2026, while liability lines continue to face reserve pressure and social inflation challenges.

Back-to-back storms have caused major flooding across Hawaii, forced thousands to evacuate, and damaged homes, roads, hospitals, schools, and other infrastructure.

Lawmakers and inspectors question whether roof-focused mitigation grants reduce claims or premiums, citing verification gaps and limited insurance credits.

Chubb says it will control underwriting, pricing, policy issuance, and claims in a $20 billion maritime war risk facility backed by the US International Development Finance Corporation. Vessel eligibility set by the US government will determine which ships and cargo can access coverage for Strait of Hormuz transits.

New parametric-style contracts promise instant payouts and real-time risk pricing, but questions remain about regulation, reliability, and claims implications.

Fresh cracking, jammed doors, and signs of instability forced a sudden evacuation at The Rialto in Orlando. For adjusters, the case highlights habitability, business interruption, liability, and structural defect exposures in Florida multifamily properties.

Many homeowners renting their properties short term do not realize their policies may exclude commercial activity, exposing them to denied claims, liability gaps, and policy cancellations.

SAS says small, believable image tweaks are slipping past human review and complicating fraud detection in property and auto claims.

Expanded discovery and scrutiny of litigation funding signal a shift in how fraud indicators are handled in high-volume injury litigation.

Aerial imagery, supervised machine learning, and Gen AI are expanding underwriting and claims capabilities, but insurers face mounting pressure to validate data, manage uncertainty, and protect customer trust.

New survey data shows carriers recalibrating underwriting, fraud detection and workforce strategy as social inflation, AI-generated fraud and catastrophe losses intensify.

Federal inspections continue while state heat standards tighten. Claims data shows accident rates rise sharply above 90 degrees (F), raising exposure for high-risk industries.

An unusually cold winter may have pushed infected wild birds toward farms, triggering early-season H5N1 losses across the state’s poultry sector.

Uncontained blaze in Big Cypress National Preserve closes I-75, raises smoke and liability concerns for Florida claims adjusters.

A new report outlines how role confusion, product silos, and competing platform priorities create unnecessary friction across claims and service workflows.