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2026 Claims Insights: Carrier Strategies on Social Inflation, AI Fraud and Workforce Risk

2026 Claims Insights: Carrier Strategies on Social Inflation, AI Fraud and Workforce Risk

New survey data shows carriers recalibrating underwriting, fraud detection and workforce strategy as social inflation, AI-generated fraud and catastrophe losses intensify.
March 2 Auto Catastrophe Fraud Insurance Industry Legislation & Regulation

Utah Supreme Court Rules Workers’ Comp Carrier Must Pay Full Share of Legal Fees

Utah Supreme Court Rules Workers’ Comp Carrier Must Pay Full Share of Legal Fees

Decision clarifies that future exposure counts when calculating an insurer’s share of third-party settlement costs in Utah workers’ comp claims.
March 2 Insurance Industry Litigation Subrogation Workers' Compensation

Extreme Heat Drives Workers’ Comp Claims as OSHA Extends Enforcement Program

Extreme Heat Drives Workers’ Comp Claims as OSHA Extends Enforcement Program

Federal inspections continue while state heat standards tighten. Claims data shows accident rates rise sharply above 90 degrees (F), raising exposure for high-risk industries.
March 2 Catastrophe Legislation & Regulation Property Risk Management Workers' Compensation

LAPD Officer Charged With Disability Fraud After Skydiving While on Injury Leave

LAPD Officer Charged With Disability Fraud After Skydiving While on Injury Leave

Prosecutors allege the officer collected disability benefits while participating in skydiving and intense gym workouts.
March 2 Fraud Insurance Industry Litigation Workers' Compensation California

CEOs With Disaster Experience Linked to 24% Fewer Workplace Injuries

CEOs With Disaster Experience Linked to 24% Fewer Workplace Injuries

New research finds companies led by CEOs exposed to severe childhood disasters report 24% fewer worker injuries, highlighting the impact of leadership traits on safety outcomes.
February 19 Insurance Industry Liability Risk Management Underwriting Workers' Compensation

Why Paper Checks Still Dominate Insurance Claims Payments

Why Paper Checks Still Dominate Insurance Claims Payments

Paper checks still dominate insurance payments, but fraud data, workflow drag, and customer expectations are pushing carriers toward digital alternatives.
February 19 Auto Fraud Insurance Industry Property Risk Management

Mega Claims Reshape Workers’ Compensation Market in 2026

Mega Claims Reshape Workers’ Compensation Market in 2026

Higher medical costs, cumulative trauma litigation, and social inflation are driving severity and pressuring reserves, with California signaling a potential market shift.
February 12 Legislation & Regulation Litigation Risk Management Technology Workers' Compensation California

Ice Storm Strains US Power Grids as Blackout Risks Rise From Texas to New England

Ice Storm Strains US Power Grids as Blackout Risks Rise From Texas to New England

Grid operators warn of record winter demand and prolonged outages as ice damage, extreme cold, and emergency measures collide across multiple regions.
January 26 Auto Catastrophe Insurance Industry Legislation & Regulation Property Connecticut District Of Columbia Illinois Louisiana Maine

How AI Is Changing Workers’ Compensation Claims Handling Without Replacing Adjusters

How AI Is Changing Workers’ Compensation Claims Handling Without Replacing Adjusters

As automation reduces administrative workload, claims professionals are gaining time to strengthen communication, manage outcomes, and reduce litigation risk through human connection.
January 23 Insurance Industry Risk Management Technology Workers' Compensation

Disney World Modifies Indiana Jones Stunt Show After Worker Injured by Runaway Prop

Disney World Modifies Indiana Jones Stunt Show After Worker Injured by Runaway Prop

A Disney World stunt show performer is recovering after intervening to stop a 400-pound boulder from reaching the crowd. The show has been altered pending a safety review.
January 5 Insurance Industry Liability Risk Management Weird Workers' Compensation Florida

California Marijuana Law Complicates Intoxication Defense in Work Injury Claims

California Marijuana Law Complicates Intoxication Defense in Work Injury Claims

Courts require more than a positive THC test to prove workplace marijuana impairment. Here’s what claims adjusters need to know post-AB 2188.
December 22, 2025 Fraud Legislation & Regulation Litigation Risk Management Workers' Compensation California

CHP Officer in California Sentenced for Workers’ Comp Fraud After Disability Claim Unravels

CHP Officer in California Sentenced for Workers’ Comp Fraud After Disability Claim Unravels

A California officer faked a disabling injury while collecting benefits, only to be caught performing manual labor on his property. The case underscores the vigilance required in high-risk workers’ comp claims.
December 22, 2025 Fraud Insurance Industry Legislation & Regulation Litigation Workers' Compensation California

Tennessee Court Rejects Hospital Worker’s Mental Injury Claim for Late Notice

Tennessee Court Rejects Hospital Worker’s Mental Injury Claim for Late Notice

A Tennessee judge found a hospital worker failed to meet state notice rules after alleging psychological harm from workplace events. The claim was dismissed with prejudice after the worker did not respond to the motion.
December 15, 2025 Insurance Industry Legislation & Regulation Life & Health Workers' Compensation Tennessee

Employers Shift Benefits Strategy to Cut Costs and Manage GLP-1 Drug Coverage

Employers Shift Benefits Strategy to Cut Costs and Manage GLP-1 Drug Coverage

Cost containment takes priority over talent attraction as employers battle rising healthcare costs and embrace transparency and digital health tools.
December 15, 2025 Insurance Industry Life & Health Risk Management Technology Workers' Compensation

Mental Health Claims Reshape Workers’ Comp: PTSD and Stress-Only Coverage Expands

Mental Health Claims Reshape Workers’ Comp: PTSD and Stress-Only Coverage Expands

PTSD and psychological injury benefits without physical harm could spark new challenges for claims adjusters, from rising costs to legislative uncertainty.
November 13, 2025 Insurance Industry Legislation & Regulation Life & Health Workers' Compensation
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