
2026 Claims Insights: Carrier Strategies on Social Inflation, AI Fraud and Workforce Risk
New survey data shows carriers recalibrating underwriting, fraud detection and workforce strategy as social inflation, AI-generated fraud and catastrophe losses intensify.
March 2
Auto
Catastrophe
Fraud
Insurance Industry
Legislation & Regulation

Utah Supreme Court Rules Workers’ Comp Carrier Must Pay Full Share of Legal Fees
Decision clarifies that future exposure counts when calculating an insurer’s share of third-party settlement costs in Utah workers’ comp claims.
March 2
Insurance Industry
Litigation
Subrogation
Workers' Compensation

Extreme Heat Drives Workers’ Comp Claims as OSHA Extends Enforcement Program
Federal inspections continue while state heat standards tighten. Claims data shows accident rates rise sharply above 90 degrees (F), raising exposure for high-risk industries.
March 2
Catastrophe
Legislation & Regulation
Property
Risk Management
Workers' Compensation

LAPD Officer Charged With Disability Fraud After Skydiving While on Injury Leave
Prosecutors allege the officer collected disability benefits while participating in skydiving and intense gym workouts.
March 2
Fraud
Insurance Industry
Litigation
Workers' Compensation
California

CEOs With Disaster Experience Linked to 24% Fewer Workplace Injuries
New research finds companies led by CEOs exposed to severe childhood disasters report 24% fewer worker injuries, highlighting the impact of leadership traits on safety outcomes.
February 19
Insurance Industry
Liability
Risk Management
Underwriting
Workers' Compensation

Why Paper Checks Still Dominate Insurance Claims Payments
Paper checks still dominate insurance payments, but fraud data, workflow drag, and customer expectations are pushing carriers toward digital alternatives.
February 19
Auto
Fraud
Insurance Industry
Property
Risk Management

Mega Claims Reshape Workers’ Compensation Market in 2026
Higher medical costs, cumulative trauma litigation, and social inflation are driving severity and pressuring reserves, with California signaling a potential market shift.
February 12
Legislation & Regulation
Litigation
Risk Management
Technology
Workers' Compensation
California

Ice Storm Strains US Power Grids as Blackout Risks Rise From Texas to New England
Grid operators warn of record winter demand and prolonged outages as ice damage, extreme cold, and emergency measures collide across multiple regions.
January 26
Auto
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Connecticut
District Of Columbia
Illinois
Louisiana
Maine

How AI Is Changing Workers’ Compensation Claims Handling Without Replacing Adjusters
As automation reduces administrative workload, claims professionals are gaining time to strengthen communication, manage outcomes, and reduce litigation risk through human connection.
January 23
Insurance Industry
Risk Management
Technology
Workers' Compensation

Disney World Modifies Indiana Jones Stunt Show After Worker Injured by Runaway Prop
A Disney World stunt show performer is recovering after intervening to stop a 400-pound boulder from reaching the crowd. The show has been altered pending a safety review.
January 5
Insurance Industry
Liability
Risk Management
Weird
Workers' Compensation
Florida

California Marijuana Law Complicates Intoxication Defense in Work Injury Claims
Courts require more than a positive THC test to prove workplace marijuana impairment. Here’s what claims adjusters need to know post-AB 2188.
December 22, 2025
Fraud
Legislation & Regulation
Litigation
Risk Management
Workers' Compensation
California

CHP Officer in California Sentenced for Workers’ Comp Fraud After Disability Claim Unravels
A California officer faked a disabling injury while collecting benefits, only to be caught performing manual labor on his property. The case underscores the vigilance required in high-risk workers’ comp claims.
December 22, 2025
Fraud
Insurance Industry
Legislation & Regulation
Litigation
Workers' Compensation
California

Tennessee Court Rejects Hospital Worker’s Mental Injury Claim for Late Notice
A Tennessee judge found a hospital worker failed to meet state notice rules after alleging psychological harm from workplace events. The claim was dismissed with prejudice after the worker did not respond to the motion.
December 15, 2025
Insurance Industry
Legislation & Regulation
Life & Health
Workers' Compensation
Tennessee

Employers Shift Benefits Strategy to Cut Costs and Manage GLP-1 Drug Coverage
Cost containment takes priority over talent attraction as employers battle rising healthcare costs and embrace transparency and digital health tools.
December 15, 2025
Insurance Industry
Life & Health
Risk Management
Technology
Workers' Compensation

Mental Health Claims Reshape Workers’ Comp: PTSD and Stress-Only Coverage Expands
PTSD and psychological injury benefits without physical harm could spark new challenges for claims adjusters, from rising costs to legislative uncertainty.
November 13, 2025
Insurance Industry
Legislation & Regulation
Life & Health
Workers' Compensation



