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Wild Pigs Cost Mississippi Farmers Millions Annually Despite State Trapping Efforts

Wild Pigs Cost Mississippi Farmers Millions Annually Despite State Trapping Efforts

Feral hogs cause massive crop losses and property damage, prompting state-supported trapping and control programs. For claims professionals, the risks tied to agricultural policies are escalating.
December 29, 2025 Catastrophe Insurance Industry Property Risk Management Underwriting Mississippi

Top Holiday Risks Driving Property and Auto Insurance Claims

Top Holiday Risks Driving Property and Auto Insurance Claims

Frozen pipes, kitchen fires, icy walkways, and parking lot crashes make winter the busiest season for property and auto insurance claims. Here’s how adjusters can prepare.
December 22, 2025 Auto Catastrophe Fraud Insurance Industry Liability Alaska Maine Minnesota

How Elastic Staffing Helps Insurers Handle Claim Surges and CAT Events

How Elastic Staffing Helps Insurers Handle Claim Surges and CAT Events

Carriers are rethinking claims and underwriting operations to meet volatile demand and rising costs. Elastic Staffing blends core leadership with vendor and tech support to create scalable, efficient teams.
December 22, 2025 Catastrophe Insurance Industry Risk Management Technology Underwriting

Wildfires and Hailstorms Drive $100B in Insured Losses Again in 2025

Wildfires and Hailstorms Drive $100B in Insured Losses Again in 2025

The 2025 Los Angeles wildfire was the costliest ever, but quieter, relentless storms caused even more damage nationwide. The result is soaring insurance costs and shrinking coverage options.
December 22, 2025 Catastrophe Insurance Industry Property Risk Management Underwriting California Florida Texas

Insurance Protection Gap Grows as Premiums Climb and Weather Risks Rise

Insurance Protection Gap Grows as Premiums Climb and Weather Risks Rise

Extreme weather is driving up insured losses and exposing coverage gaps across Canada. Low-income and marginalized populations face higher risks, slower recovery, and increasing insurance costs.
December 22, 2025 Catastrophe Insurance Industry Property Risk Management

Should Insurance Adjusters Hug Policyholders After Major Losses?

Should Insurance Adjusters Hug Policyholders After Major Losses?

A candid Reddit discussion in the adjusters subreddit reveals how claims professionals balance empathy, boundaries, and risk when emotions run high after major losses.
December 18, 2025 Catastrophe Education & Training Insurance Industry Liability Property

NFIP Risk Rating 2.0 Premium Hikes Linked To Sharp Drop In Flood Insurance Policies

NFIP Risk Rating 2.0 Premium Hikes Linked To Sharp Drop In Flood Insurance Policies

New research estimates premium changes under NFIP Risk Rating 2.0 reduced new policy counts and trimmed renewals, with the largest pullback in lower-income ZIP codes. For claims teams, the findings point to a wider protection gap and tougher recovery outcomes after flood losses.
December 18, 2025 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management

2026 Claims Outlook Shows Regulatory Expansion Driving Cyber Claims Complexity and Expenses

2026 Claims Outlook Shows Regulatory Expansion Driving Cyber Claims Complexity and Expenses

As cyber and AI regulation expands, insurers and panel providers face increased claim costs and demand for specialized expertise next year.
December 18, 2025 Catastrophe Fraud Insurance Industry Legislation & Regulation Liability

Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence

Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence

A new survey finds most homeowners believe they’re fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.
December 12, 2025 Catastrophe Education & Training Insurance Industry Property Risk Management Arizona California Florida Louisiana Nevada

Fitch Forecasts 2026 P/C Insurance Results to Mirror 2024

Fitch Forecasts 2026 P/C Insurance Results to Mirror 2024

Slower premium growth, stabilized catastrophe trends, and softening property rates are expected to shape a return to 2024-level underwriting performance in 2026.
December 12, 2025 Auto Catastrophe Insurance Industry Legislation & Regulation Property

Record Flooding in Washington Forces Over 100,000 to Evacuate

Record Flooding in Washington Forces Over 100,000 to Evacuate

Days of relentless rain pushed Skagit and Snohomish Rivers beyond 1990 records, overwhelming infrastructure and triggering widespread evacuations.
December 12, 2025 Catastrophe Insurance Industry Property Risk Management

State Farm Under Investigation Over $5B in California Wildfire Claims

State Farm Under Investigation Over $5B in California Wildfire Claims

California regulators and LA County are investigating delays, denials, and AI use in State Farm’s wildfire claims process after $5 billion in payouts.
December 11, 2025 Catastrophe Legislation & Regulation Technology California

Breaking the Plastic Wave 2025: Plastic Pollution Could Triple Without Systemic Reform

Breaking the Plastic Wave 2025: Plastic Pollution Could Triple Without Systemic Reform

A major Pew-backed study finds global plastic pollution could nearly triple by 2040 unless sweeping system-wide reforms are implemented across industries.
December 5, 2025 Catastrophe Legislation & Regulation Life & Health

Why Space Debris May Be the Next Uninsurable Global Threat

Why Space Debris May Be the Next Uninsurable Global Threat

China’s emergency evacuation from its Tiangong space station due to a damaged capsule window shows how even microscopic debris is becoming a high-cost, high-risk hazard with no clear liability path.
December 5, 2025 Catastrophe Liability Technology

Climate Change Costing U.S. Households Up to $1,300 Annually, New NBER Report Finds

Climate Change Costing U.S. Households Up to $1,300 Annually, New NBER Report Finds

A national economic analysis links rising insurance premiums, utility costs, and mortality to climate change, with low-income and high-risk areas bearing the brunt.
December 5, 2025 Catastrophe Property Risk Management
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