
Wild Pigs Cost Mississippi Farmers Millions Annually Despite State Trapping Efforts
Feral hogs cause massive crop losses and property damage, prompting state-supported trapping and control programs. For claims professionals, the risks tied to agricultural policies are escalating.
December 29, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Underwriting
Mississippi

Top Holiday Risks Driving Property and Auto Insurance Claims
Frozen pipes, kitchen fires, icy walkways, and parking lot crashes make winter the busiest season for property and auto insurance claims. Here’s how adjusters can prepare.
December 22, 2025
Auto
Catastrophe
Fraud
Insurance Industry
Liability
Alaska
Maine
Minnesota

How Elastic Staffing Helps Insurers Handle Claim Surges and CAT Events
Carriers are rethinking claims and underwriting operations to meet volatile demand and rising costs. Elastic Staffing blends core leadership with vendor and tech support to create scalable, efficient teams.
December 22, 2025
Catastrophe
Insurance Industry
Risk Management
Technology
Underwriting

Wildfires and Hailstorms Drive $100B in Insured Losses Again in 2025
The 2025 Los Angeles wildfire was the costliest ever, but quieter, relentless storms caused even more damage nationwide. The result is soaring insurance costs and shrinking coverage options.
December 22, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Underwriting
California
Florida
Texas

Insurance Protection Gap Grows as Premiums Climb and Weather Risks Rise
Extreme weather is driving up insured losses and exposing coverage gaps across Canada. Low-income and marginalized populations face higher risks, slower recovery, and increasing insurance costs.
December 22, 2025
Catastrophe
Insurance Industry
Property
Risk Management

Should Insurance Adjusters Hug Policyholders After Major Losses?
A candid Reddit discussion in the adjusters subreddit reveals how claims professionals balance empathy, boundaries, and risk when emotions run high after major losses.
December 18, 2025
Catastrophe
Education & Training
Insurance Industry
Liability
Property

NFIP Risk Rating 2.0 Premium Hikes Linked To Sharp Drop In Flood Insurance Policies
New research estimates premium changes under NFIP Risk Rating 2.0 reduced new policy counts and trimmed renewals, with the largest pullback in lower-income ZIP codes. For claims teams, the findings point to a wider protection gap and tougher recovery outcomes after flood losses.
December 18, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management

2026 Claims Outlook Shows Regulatory Expansion Driving Cyber Claims Complexity and Expenses
As cyber and AI regulation expands, insurers and panel providers face increased claim costs and demand for specialized expertise next year.
December 18, 2025
Catastrophe
Fraud
Insurance Industry
Legislation & Regulation
Liability

Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence
A new survey finds most homeowners believe they’re fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.
December 12, 2025
Catastrophe
Education & Training
Insurance Industry
Property
Risk Management
Arizona
California
Florida
Louisiana
Nevada

Fitch Forecasts 2026 P/C Insurance Results to Mirror 2024
Slower premium growth, stabilized catastrophe trends, and softening property rates are expected to shape a return to 2024-level underwriting performance in 2026.
December 12, 2025
Auto
Catastrophe
Insurance Industry
Legislation & Regulation
Property

Record Flooding in Washington Forces Over 100,000 to Evacuate
Days of relentless rain pushed Skagit and Snohomish Rivers beyond 1990 records, overwhelming infrastructure and triggering widespread evacuations.
December 12, 2025
Catastrophe
Insurance Industry
Property
Risk Management

State Farm Under Investigation Over $5B in California Wildfire Claims
California regulators and LA County are investigating delays, denials, and AI use in State Farm’s wildfire claims process after $5 billion in payouts.
December 11, 2025
Catastrophe
Legislation & Regulation
Technology
California

Breaking the Plastic Wave 2025: Plastic Pollution Could Triple Without Systemic Reform
A major Pew-backed study finds global plastic pollution could nearly triple by 2040 unless sweeping system-wide reforms are implemented across industries.
December 5, 2025
Catastrophe
Legislation & Regulation
Life & Health

Why Space Debris May Be the Next Uninsurable Global Threat
China’s emergency evacuation from its Tiangong space station due to a damaged capsule window shows how even microscopic debris is becoming a high-cost, high-risk hazard with no clear liability path.
December 5, 2025
Catastrophe
Liability
Technology

Climate Change Costing U.S. Households Up to $1,300 Annually, New NBER Report Finds
A national economic analysis links rising insurance premiums, utility costs, and mortality to climate change, with low-income and high-risk areas bearing the brunt.
December 5, 2025
Catastrophe
Property
Risk Management



