
State Farm Under Investigation Over $5B in California Wildfire Claims
California regulators and LA County are investigating delays, denials, and AI use in State Farm’s wildfire claims process after $5 billion in payouts.
December 11, 2025
Catastrophe
Legislation & Regulation
Technology
California

Breaking the Plastic Wave 2025: Plastic Pollution Could Triple Without Systemic Reform
A major Pew-backed study finds global plastic pollution could nearly triple by 2040 unless sweeping system-wide reforms are implemented across industries.
December 5, 2025
Catastrophe
Legislation & Regulation
Life & Health

Why Space Debris May Be the Next Uninsurable Global Threat
China’s emergency evacuation from its Tiangong space station due to a damaged capsule window shows how even microscopic debris is becoming a high-cost, high-risk hazard with no clear liability path.
December 5, 2025
Catastrophe
Liability
Technology

Climate Change Costing U.S. Households Up to $1,300 Annually, New NBER Report Finds
A national economic analysis links rising insurance premiums, utility costs, and mortality to climate change, with low-income and high-risk areas bearing the brunt.
December 5, 2025
Catastrophe
Property
Risk Management

Rising Ocean Temps to Drive Massive Insured Losses From Cat 5 Hurricanes in Florida, East Coast
New research links a warming Atlantic to more extreme hurricane activity, with Florida, New York, and the Carolinas facing sharp increases in storm-driven insurance claims.
December 4, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Florida
Massachusetts
New York
North Carolina
Rhode Island

Jamaica Triggers $150M Parametric Catastrophe Bond After Hurricane Melissa
With $6B to $7B in losses from Hurricane Melissa, Jamaica’s parametric policy paid out fully, raising fresh debate over trigger thresholds and basis risk.
December 1, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Technology

Winter Grid Reliability at Risk Amid Surging Electricity Demand and Fuel Challenges
NERC’s latest report highlights severe winter reliability threats in several U.S. regions due to surging electricity demand, limited fuel availability, and slow infrastructure upgrades.
November 19, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management

Loose Wire on Dali Caused Blackouts, Leading to Key Bridge Collapse in Baltimore
NTSB blames wiring flaw and outdated bridge protections for the catastrophic March 2024 collapse that killed six. Report flags national infrastructure risks.
November 19, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Marine
Risk Management
District Of Columbia
Maryland

Claims Severity Adds Over $280B to Liability Insurance Losses Since 2015
A new Triple-I and CAS study links rising loss costs in liability lines to legal system abuse and inflation, not claim frequency.
November 11, 2025
Auto
Catastrophe
Liability
Litigation
Property

Emissions Gap 2025 Report Signals Risk Surge for Insurance Sector
New UNEP report finds most countries failing to curb emissions, signaling near-term climate overshoot and a growing burden on insurance systems.
November 5, 2025
Catastrophe
Insurance Industry
Underwriting

Verisk Projects Up to $4.2B in Insured Losses from Hurricane Melissa in Jamaica
With insurance take-up rates below 20%, Hurricane Melissa’s record-setting impact on Jamaica exposes significant coverage gaps. Verisk and Aon warn of rising insured and economic losses.
November 3, 2025
Catastrophe
Insurance Industry
Liability
Property
Risk Management

Lab Monkeys Escape After Mississippi Crash Raises Biohazard Concerns
After a truck crash in Mississippi released rhesus macaques from Tulane’s research program, conflicting reports and a lack of transparency raise public health and ethical concerns.
November 3, 2025
Catastrophe
Legislation & Regulation
Liability
Life & Health
Weird
Mississippi

CyberCube Estimates $38M to $581M in AWS Outage Losses with Limited Insurance Impact
A brief but widespread AWS outage affected over 70,000 organizations, but insurers expect minimal loss exposure due to short duration, reimbursements, and modeled risk expectations.
October 29, 2025
Catastrophe
Insurance Industry
Technology

Catastrophic Hurricane Melissa Poised for Historic Category 5 Landfall in Jamaica
Hurricane Melissa is bearing down on Jamaica as a Category 5 storm, set to make what may become the island’s strongest landfall on record. Melissa has sustained winds well above 157 mph, is moving very slowly, and will trigger an extreme combination of storm surge, torrential rainfall, flash flooding and landslides.
October 28, 2025
Catastrophe
Insurance Industry
Property

2025 Home Insurance Severity Hits 7-Year High
Wind, hail, and water-related claims pushed severity up 9% in 2024, with catastrophe claims reaching a 7-year high of 42%. Adjusters must navigate rising costs, inflation pressures, and shifting risk patterns.
October 27, 2025
Catastrophe
Insurance Industry
Property
Risk Management



