AI Compliance Risk in Insurance: Why Explainability Is Now a Regulatory Requirement
State regulators are accelerating enforcement on AI use in insurance, exposing carriers to fines and legal risk when decision models lack transparency.
March 23
Insurance Industry
Legislation & Regulation
Risk Management
Technology
California
Colorado
Florida
Georgia
Illinois
Excess Carrier Owes $13.8M Despite Contractor Settlement, Court Rules
The Seventh Circuit says partial causation by a contractor is enough to trigger excess coverage, even after a full settlement and release.
January 26
Insurance Industry
Liability
Litigation
Property
Risk Management
Georgia
Illinois
Indiana
Wisconsin
Tort Reform Spurs Auto Rate Decreases Across Louisiana Insurance Market
State regulators report more than 20 auto insurance rate decreases since mid-2025, citing reduced litigation and lessons from Florida’s reform-driven market recovery.
January 19
Auto
Insurance Industry
Legislation & Regulation
Litigation
Risk Management
Florida
Georgia
Louisiana
Insurance Rep Accused of Issuing 126 Fraudulent Checks in Georgia
A total loss rep allegedly issued over 100 fraudulent checks in a scheme spanning multiple counties. Investigators detail how internal access was exploited.
December 18, 2025
Fraud
Insurance Industry
Legislation & Regulation
Georgia
Georgia Auto Crash Rate Twice the National Average as Insurance Costs Spike
A sharp rise in vehicle wrecks, complex repair costs, and fraud complaints is stressing Georgia’s auto insurance market, prompting legislative calls and insurer resistance.
November 26, 2025
Auto
Fraud
Insurance Industry
Georgia
California Court Rules NFL Team Exempt from Workers’ Comp Claim by Retired Player
A retired NFL player’s claim for cumulative injury is denied under California’s tightened workers’ comp rules for out-of-state athletes, highlighting key jurisdictional limits.
October 15, 2025
Legislation & Regulation
Liability
Workers' Compensation
California
Georgia
Georgia Funeral Home Investigation Expands With Dozens of New Charges
Georgia state investigators have filed 38 new charges in an ongoing criminal case involving a funeral home that was previously evicted in late 2024.
October 7, 2025
Fraud
Insurance Industry
Liability
Litigation
Georgia
How Inflation, Litigation, and Talent Shortages Are Reshaping Specialty Insurance Claims
A recent report from Argo Group highlights three converging forces shaping the future of specialty insurance: inflation, litigation volatility, and a deepening talent gap.
October 7, 2025
Insurance Industry
Litigation
Underwriting
Florida
Georgia
Why the Atlantic Hurricane Season Has Suddenly Gone Quiet in September
Despite reaching the statistical peak of hurricane season, the Atlantic basin is unusually quiet this September, with no active storms and limited tropical development expected.
September 10, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Georgia
North Carolina
Tennessee
Texas
Underwriting Profit Triples for U.S. Property/Casualty Insurers in Early 2025 Despite Mixed Income
The U.S. P/C insurance industry posted a $11.5B underwriting gain in H1 2025, aided by fewer Q2 catastrophes, despite a sharp decline in investment-driven net income.
September 4, 2025
Catastrophe
Insurance Industry
Property
Underwriting
California
Georgia
Texas
Delivery Drones Are Expanding Rapidly as Safety, Cost, and Regulatory Challenges Persist
As FAA regulations evolve, drone delivery is scaling to more U.S. cities, though high costs, airspace safety, and privacy concerns continue to slow full adoption.
August 14, 2025
Legislation & Regulation
Property
Risk Management
Technology
Arizona
Florida
Georgia
Kansas
Missouri
From Cold War Deals to Nuclear Verdicts Reclaiming the Insurance Lawyer’s Role
A Cold War prisoner swap led by an insurance lawyer reminds us that claims professionals still shape high-stakes outcomes—if we stay sharp, strategic, and proactive.
August 1, 2025
Insurance Industry
Legislation & Regulation
Litigation
Risk Management
Florida
Georgia
Rising Litigation Costs and Tort Reform Momentum Shape Liability Claims in 2025
Tort reform efforts in states like Georgia and Florida are reshaping the liability claims landscape in 2025, as litigation costs soar and attorney involvement rises rapidly.
August 1, 2025
Insurance Industry
Legislation & Regulation
Liability
Litigation
California
Delaware
Florida
Georgia
Louisiana
Georgia Countertop Manufacturer Fined for Exposing Workers to Dangerous Silica Dust
OSHA cited Brazilian Stone Design LLC with seven serious violations after determining employees were exposed to unsafe levels of respirable crystalline silica on the job.
July 12, 2025
Legislation & Regulation
Property
Risk Management
Workers' Compensation
Georgia
How Georgia Can Tackle Rising Insurance Premiums and Loss Ratios
Georgia homeowners face surging premiums after back-to-back hurricanes. Lawmakers and insurers are exploring solutions to stabilize the market and protect consumers.
June 9, 2025
Catastrophe
Legislation & Regulation
Property
Risk Management
Alabama
Arkansas
Florida
Georgia
Louisiana
