
Louisiana’s Auto Insurance Affordability Challenges Persist in 2022
Despite rising incomes, Louisiana remains the least affordable state for personal auto coverage across the South and U.S., with premiums nearly 40% above the national average.
October 15, 2024
Auto
Legislation & Regulation
Litigation
Risk Management
Florida
Louisiana
Mississippi
North Carolina

Florida Insurers Confident in Managing Losses From Another Major Hurricane This Season
Despite concerns from rating agencies, industry experts assure that Florida's home insurance market has enough reinsurance and financial resilience to withstand additional hurricanes this season.
October 15, 2024
Catastrophe
Legislation & Regulation
Property
Risk Management
Florida

Hurricane Milton’s 123,000 Claims Signal New Reinsurance Strain, Rate Hikes Expected
Property insurance claims from Hurricane Milton have reached 123,000, triggering concerns over reinsurance price hikes and higher property insurance rates in Florida, where losses are estimated at $1.5 billion so far.
October 15, 2024
Catastrophe
Legislation & Regulation
Property
Florida

Federal Incentive Cuts in High-Risk Areas Improve Flood Resilience, Study Finds
A recent study highlights how removing federal subsidies from climate-vulnerable areas can reduce development, increase flood resilience, and generate savings, while emphasizing the challenges of balancing housing demand with disaster risk.
October 14, 2024
Catastrophe
Insurance Industry
Legislation & Regulation
Risk Management
California
New York
Oklahoma

Federal Court Ruling Clarifies Employer Liability for Social Media Harassment
A 2024 federal appeals court ruling clarifies that employers can be held liable for harassment originating from personal social media posts that affect the workplace, emphasizing the need for clear guidelines.
October 11, 2024
Legislation & Regulation
Liability
Litigation
Risk Management

Hurricane Milton’s Winds Top 120 mph, Damage Roofs and Power Lines in St. Petersburg Area
Hurricane Milton brought intense winds, widespread destruction, and left millions without power in Florida. While storm surge impacts were less severe than anticipated, damage to homes, power lines, and infrastructure is widespread.
October 11, 2024
Catastrophe
Legislation & Regulation
Property
Risk Management
Florida

Florida’s Property Insurance Market Strengthens After Major Hurricanes
Despite recent hurricane challenges, Florida's property insurance market is showing resilience, with reforms leading to rate reductions, new insurer entries, and declining reinsurance costs in 2024.
October 11, 2024
Insurance Industry
Legislation & Regulation
Property
Risk Management
Florida

New Emergency Rule Boosts Claims Transparency for Florida Insurance Consumers
Florida's CFO Jimmy Patronis has introduced an emergency rule to improve the claims adjustment process, requiring adjusters to disclose changes to damage estimates and provide detailed explanations for any modifications, ensuring transparency for insurance policyholders.
October 11, 2024
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Florida

Climate Change Intensifies Hurricane Helene’s Impact on Coastal and Inland Communities
Hurricane Helene, a Category 4 storm, caused catastrophic flooding and destruction from Florida's coast to the Southern Appalachians. Research shows climate change intensified its rainfall, winds, and flooding risks.
October 11, 2024
Catastrophe
Legislation & Regulation
Property
Risk Management
Florida
Georgia
North Carolina
South Carolina
Tennessee

Citi Field Faces Class Action Over Alleged Illegal Use of Facial Recognition Technology
A proposed class action accuses Sterling Mets, L.P., the company behind Citi Field, of illegally collecting and sharing visitors' biometric data using facial recognition technology, violating New York City's biometrics law.
October 11, 2024
Legislation & Regulation
Liability
Litigation
Technology
New York

Perrier Faces Contamination Crisis as Water Source Suffers Fecal and Pesticide Pollution
Perrier, a leading luxury water brand, faces a contamination crisis after fecal matter and banned pesticides were found in its wells. With production halted and millions of bottles destroyed, Nestlé's management of the iconic brand is under scrutiny.
October 11, 2024
Insurance Industry
Legislation & Regulation
Property
Risk Management

Cyberattack on American Water Highlights Urgency of Infrastructure Security
A cyberattack on American Water, the largest U.S. regulated water utility, has paused billing services and renewed concerns over the security of critical infrastructure.
October 11, 2024
Legislation & Regulation
Property
Risk Management
Technology
New Jersey

Second Umpire Alleges Retaliation in Lawsuit Against MLB
A second minor league umpire claims wrongful termination in a lawsuit against Major League Baseball, alleging retaliation after he reported being sexually assaulted by a female colleague.
October 11, 2024
Insurance Industry
Legislation & Regulation
Litigation
Workers' Compensation
Arizona
New York

California Supreme Court Exempts Public Employers from PAGA Claims on Wage and Break Laws
The California Supreme Court ruled that public employers are not subject to civil penalties under the Private Attorneys General Act (PAGA) and are exempt from certain wage and break laws unless explicitly stated.
October 11, 2024
Legislation & Regulation
Litigation
Risk Management
Workers' Compensation
California

Rethinking Hurricane Risk: Why a Wind-Focused Approach Misses the Real Threat
As climate change fuels stronger storms, the Saffir-Simpson scale's wind-only focus is outdated. A refined system accounting for flooding, storm surge, and storm duration could improve safety and insurance coverage.
October 10, 2024
Catastrophe
Legislation & Regulation
Property
Risk Management
Florida



