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Auto Insurance Reserve Redundancy Signals Rate Cuts in 2026

Auto Insurance Reserve Redundancy Signals Rate Cuts in 2026

Declining auto claims and reserve releases point to softer pricing in 2026, while liability lines continue to face reserve pressure and social inflation challenges.
March 23 Auto Insurance Industry Liability Property Underwriting

Chubb Details $20 Billion US-Backed Maritime War Risk Insurance Program

Chubb Details $20 Billion US-Backed Maritime War Risk Insurance Program

Chubb says it will control underwriting, pricing, policy issuance, and claims in a $20 billion maritime war risk facility backed by the US International Development Finance Corporation. Vessel eligibility set by the US government will determine which ships and cargo can access coverage for Strait of Hormuz transits.
March 23 Insurance Industry Liability Marine Property Risk Management

FedEx Driver’s Family Trip to New York Not Covered Under Florida Workers’ Comp, Court Rules

FedEx Driver’s Family Trip to New York Not Covered Under Florida Workers’ Comp, Court Rules

A Florida appeals court ruled that workers’ compensation carriers are not required to pay for out-of-state travel that is not medically necessary, even when a catastrophic injury claimant argues the trip would improve mental health.
March 23 Legislation & Regulation Liability Litigation Workers' Compensation Florida New York

Orlando Apartment Complex Evacuated After Cracks, Jammed Doors Raise Structural Safety Fears

Orlando Apartment Complex Evacuated After Cracks, Jammed Doors Raise Structural Safety Fears

Fresh cracking, jammed doors, and signs of instability forced a sudden evacuation at The Rialto in Orlando. For adjusters, the case highlights habitability, business interruption, liability, and structural defect exposures in Florida multifamily properties.
March 23 Legislation & Regulation Liability Property Risk Management Florida

Purdue Pharma Bankruptcy Reshapes Third-Party Releases and Insurance Exposure

Purdue Pharma Bankruptcy Reshapes Third-Party Releases and Insurance Exposure

The revised opioid settlement plan introduces opt-in releases and shifts insurance rights to trusts, setting up new coverage disputes and claims handling challenges.
March 23 Insurance Industry Legislation & Regulation Liability Litigation Risk Management New York

College Athlete Pay Drives New Insurance Risks for Universities

College Athlete Pay Drives New Insurance Risks for Universities

Revenue sharing and NIL deals are pushing universities to manage injury, compensation, and reputational risks similar to professional sports programs.
March 12 Education & Training Insurance Industry Liability Risk Management Underwriting

Toyota Recalls 550,000 U.S. Vehicles Over Highlander Seat-Back Defect

Toyota Recalls 550,000 U.S. Vehicles Over Highlander Seat-Back Defect

The U.S. recall covers certain 2021-2024 Highlander and Highlander Hybrid vehicles after regulators said second-row seat backs may fail to lock during adjustment. The defect could raise injury risk in a crash and lead to claim disputes over causation and damages.
March 12 Auto Liability Technology

New York Signals Major Tort Reform in 2026 Budget

New York Signals Major Tort Reform in 2026 Budget

The state’s 2026 budget proposal would tighten serious injury standards, limit recovery for some plaintiffs, and reduce litigation exposure in motor vehicle cases.
March 12 Auto Fraud Insurance Industry Legislation & Regulation Liability New York

Short-Term Rentals Create Coverage Gaps in Homeowners Insurance

Short-Term Rentals Create Coverage Gaps in Homeowners Insurance

Many homeowners renting their properties short term do not realize their policies may exclude commercial activity, exposing them to denied claims, liability gaps, and policy cancellations.
March 11 Legislation & Regulation Liability Property Risk Management Underwriting

2026 Claims Insights: Carrier Strategies on Social Inflation, AI Fraud and Workforce Risk

2026 Claims Insights: Carrier Strategies on Social Inflation, AI Fraud and Workforce Risk

New survey data shows carriers recalibrating underwriting, fraud detection and workforce strategy as social inflation, AI-generated fraud and catastrophe losses intensify.
March 2 Auto Catastrophe Fraud Insurance Industry Legislation & Regulation

Microplastics Claims Face Evidentiary Scrutiny as Detection Methods Tighten

Microplastics Claims Face Evidentiary Scrutiny as Detection Methods Tighten

Revised lab standards and causation challenges are reshaping how insurers evaluate emerging toxic tort exposure tied to microplastics.
February 25 Insurance Industry Liability Litigation Risk Management Technology

CEOs With Disaster Experience Linked to 24% Fewer Workplace Injuries

CEOs With Disaster Experience Linked to 24% Fewer Workplace Injuries

New research finds companies led by CEOs exposed to severe childhood disasters report 24% fewer worker injuries, highlighting the impact of leadership traits on safety outcomes.
February 19 Insurance Industry Liability Risk Management Underwriting Workers' Compensation

Federal Judge Dismisses ‘Boneless Wings’ Consumer Fraud Lawsuit Against Buffalo Wild Wings

Federal Judge Dismisses ‘Boneless Wings’ Consumer Fraud Lawsuit Against Buffalo Wild Wings

An Illinois federal judge ruled that reasonable consumers are not misled by the term ‘boneless wings,’ tossing a proposed class action but allowing the plaintiff time to amend the complaint.
February 19 Insurance Industry Liability Litigation Illinois

Bayer Plans $10.5B Settlement to Resolve Roundup Cancer Lawsuits

Bayer Plans $10.5B Settlement to Resolve Roundup Cancer Lawsuits

The proposed deal would address current and future glyphosate cancer claims, with Missouri state court proceedings at the center of the class-action effort.
February 17 Insurance Industry Liability Litigation Risk Management Missouri

Public Safety Power Shutoffs Expand Beyond California Amid Growing Wildfire Risk

Public Safety Power Shutoffs Expand Beyond California Amid Growing Wildfire Risk

Utilities across the West are increasingly cutting power during high-risk weather, reshaping wildfire prevention strategies and claims exposure for insurers.
February 9 Catastrophe Insurance Industry Legislation & Regulation Liability Property California Colorado Nevada New Mexico Texas
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