Early-Season Hurricanes: Where June Storms Typically Form and Why Activity Has Increased

Although June is typically a quiet start to Atlantic hurricane season, recent years show a rise in early storm activity, especially near the Gulf and Southeast U.S. coasts.
May 28 Catastrophe Insurance Industry Property Risk Management Alabama Louisiana Texas

Louisiana Lawmakers Push Through Major Tort Reforms Targeting Legal System Abuse

Five tort reform bills passed in Louisiana aim to reduce legal system abuse, lower insurance premiums, and establish fairer standards for civil litigation and auto claims.
May 28 Auto Insurance Industry Legislation & Regulation Litigation Louisiana

Millions of Homes Unprotected as Climate-Driven Insurance Costs Soar

New research shows insurance protects against climate disasters, but millions of flood-prone homes remain uninsured as premiums climb beyond affordability.
May 20 Catastrophe Legislation & Regulation Property Risk Management California Florida Kentucky Louisiana New York

Neutral Pacific Waters Signal Potential Spike in Atlantic Hurricanes

With La Niña officially over and El Niño unlikely, the Atlantic may face an active hurricane season as neutral Pacific conditions remove key storm barriers.
April 21 Catastrophe Insurance Industry Property Risk Management Alabama Florida Louisiana Mississippi Texas

Why Climate Resilience Requires Both Parametric and Traditional Insurance Solutions

As billion-dollar weather disasters escalate, combining parametric and traditional insurance offers a faster, more adaptive recovery solution for policyholders across the U.S.
April 15 Catastrophe Insurance Industry Property Technology California Florida Louisiana Mississippi

Where Home Insurance Still Costs Under $1,200 a Year

As extreme weather drives up insurance rates nationwide, a few Midwestern states still offer annual home insurance premiums under $1,200 thanks to lower risk and better mitigation.
April 8 Catastrophe Insurance Industry Property Risk Management Florida Indiana Louisiana North Carolina Ohio

How Louisiana Can Unlock Social Mobility and Reclaim the American Dream

Louisiana ranks last in social mobility, but reforms in education, licensing, taxation, and regulation offer hope for progress and a renewed path to the American Dream.
April 4 Education & Training Insurance Industry Legislation & Regulation Liability Louisiana

Former New Orleans Officer and Nevada Attorney Accused in Insurance Fraud Scheme

A former police officer and current attorney is accused of orchestrating an insurance fraud scheme involving inflated art valuations and false police reports.
March 3 Fraud Insurance Industry Liability Litigation California Louisiana Nevada

Rising Insurance Costs and Severe Thunderstorms: How Convective Storms Are Reshaping Risk

Severe convective storms are a major driver of rising insurance costs, with hail, tornadoes, and strong winds causing billions in property damage. Understanding storm patterns can help insurers manage risk effectively.
February 24 Catastrophe Insurance Industry Property Risk Management Alabama Florida Georgia Illinois Indiana

Uninsured and Underinsured Drivers on the Rise in 2023, IRC Report Finds

A new Insurance Research Council (IRC) report reveals that over 33% of U.S. drivers in 2023 lacked sufficient auto insurance, marking a significant increase since 2017.
February 21 Auto Insurance Industry Legislation & Regulation Risk Management Colorado District Of Columbia Florida Georgia Kentucky

Texas Law Firm Escapes $2M Fine for Alleged Hurricane Laura Insurance Fraud

A judge ruled that Louisiana’s insurance regulator lacked authority to fine McClenny, Moseley & Associates for alleged fraudulent hurricane claims, sparking further legal debate.
February 6 Catastrophe Fraud Legislation & Regulation Litigation Louisiana Texas

Tort Costs Rising Faster Than Inflation and GDP, Study Finds

A new study from the Institute for Legal Reform reveals that U.S. tort costs have risen at an annual rate of 7.1% from 2016 to 2022, exceeding both inflation and GDP growth.
February 6 Insurance Industry Legislation & Regulation Liability Litigation Alaska California Delaware Florida Louisiana

Does Florida’s Roof Age Rule Hinder Adoption of Hurricane-Resilient Roof Systems?

Builders argue that Florida’s 15-year roof age rule limits the use of advanced, wind-resistant materials, as insurers remain skeptical despite their potential to reduce hurricane losses.
January 24 Legislation & Regulation Property Risk Management Technology Florida Louisiana

Historic Snowstorm Brings Chaos to US South With Record-Breaking Cold and Snowfall

A rare snowstorm dumped record amounts of snow across the US South, causing travel chaos, frozen pipes, and widespread disruptions in states unprepared for such severe winter weather.
January 24 Catastrophe Property Risk Management Technology Arkansas Florida Georgia Louisiana Oklahoma

Health Insurance Fraud Case Resolved by Austin-Based Small Group Business

An Austin-based small group health insurer settles allegations of fraudulent billing practices, emphasizing the need for transparency and ethical standards in health insurance claims.
January 23 Fraud Legislation & Regulation Life & Health Risk Management Alabama Arizona Arkansas Florida Louisiana
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