Tropical Storm Bertha is increasing humidity across Texas and Louisiana, driving heat index values as high as 120 degrees while record electricity demand and localized flooding threats create additional risks for property owners and insurers.

Tropical Storm Bertha is forecast to make landfall in Louisiana on Wednesday. Forecasters expect breezy conditions, scattered rain, and minor coastal flooding, with the greatest impacts remaining south of the storm's center.

Tropical Depression Two is expected to strengthen into Tropical Storm Bertha as it tracks along the northern Gulf Coast. Heavy rain, storm surge, and tropical storm conditions could lead to flooding and property damage from Florida to Texas.

Two new studies conclude that mitigation discounts encourage home hardening for some property owners but fail to overcome affordability barriers for many households, even as climate-driven insurance costs continue to rise across much of the Southeast.

The National Hurricane Center increased development odds for a disturbance expected to move into the Gulf, with flooding concerns growing for Texas, Louisiana, and Mississippi and tropical watches potentially needed this week.

Louisiana investigators say four suspects made false statements tied to a 2025 crash involving a waste disposal truck. Authorities allege the fraudulent claims sought nearly $4 million in compensation.

Machine learning analysis shows millions of properties and residents exposed, with extreme damage risk concentrated in dense coastal markets.

A widespread staged-accident scheme involving attorneys, drivers, and recruited passengers inflated claims and exposed vulnerabilities in trucking and insurance litigation.

Triple-I expands its national awareness effort, tying litigation trends to insurance affordability and urging legislative reform.

Federal jury finds law firms and co-conspirators guilty in long-running scheme targeting commercial auto policies and inflating claims through staged accidents and unnecessary medical treatments.

Louisiana investigators say the pair filed sworn statements claiming injuries from a parking lot crash, but surveillance video showed they were not inside the vehicle.

A prolonged Arctic outbreak brings snow, crashes, power outages, and freeze losses across the Southeast, raising claim concerns from auto accidents to Florida citrus damage.

Prolonged ice, power outages, and lingering cold raise concerns over property damage, frozen pipes, and business interruption claims across much of the US.

Grid operators warn of record winter demand and prolonged outages as ice damage, extreme cold, and emergency measures collide across multiple regions.

State regulators report more than 20 auto insurance rate decreases since mid-2025, citing reduced litigation and lessons from Florida's reform-driven market recovery.