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Key Loss Adjusting Trends Shaping Property Claims in 2025

Key Loss Adjusting Trends Shaping Property Claims in 2025

Sedgwick’s 2025 Loss Adjusting Insights Report explores the top nine trends—from tariffs and tech to legislation and climate change—reshaping property claims today.
August 25, 2025 Catastrophe Legislation & Regulation Property Technology California Florida Hawaii Illinois Iowa

Quiet Start to 2025 Hurricane Season May Be Deceiving as Forecasters Predict Spike in Storms Ahead

Quiet Start to 2025 Hurricane Season May Be Deceiving as Forecasters Predict Spike in Storms Ahead

Although the Atlantic hurricane season began quietly, meteorologists warn that most tropical activity typically occurs after August 1 and that conditions are ripe for storms ahead.
August 1, 2025 Catastrophe Insurance Industry Property Risk Management Florida Louisiana

Insurance Industry Under Pressure as AI Data Centers Expand Rapidly Across the U.S.

Insurance Industry Under Pressure as AI Data Centers Expand Rapidly Across the U.S.

As AI-fueled mega data centers multiply, insurers face mounting pressure to provide sufficient capacity and specialized coverage to meet soaring operational risks.
August 1, 2025 Catastrophe Property Risk Management Technology Louisiana Ohio

Rising Litigation Costs and Tort Reform Momentum Shape Liability Claims in 2025

Rising Litigation Costs and Tort Reform Momentum Shape Liability Claims in 2025

Tort reform efforts in states like Georgia and Florida are reshaping the liability claims landscape in 2025, as litigation costs soar and attorney involvement rises rapidly.
August 1, 2025 Insurance Industry Legislation & Regulation Liability Litigation California Delaware Florida Georgia Louisiana

What Happens When Alcohol Voids Your Auto Insurance in Louisiana

What Happens When Alcohol Voids Your Auto Insurance in Louisiana

A Louisiana court upheld an insurer’s right to deny coverage based on a BAC exclusion, highlighting how drunk driving can void auto claims in many U.S. states.
July 29, 2025 Auto Legislation & Regulation Litigation Risk Management Louisiana

Tech Giants Battle Over Who Verifies Kids’ Ages Under New State Laws

Tech Giants Battle Over Who Verifies Kids’ Ages Under New State Laws

As states pass conflicting age verification laws, Meta, Apple, and Google are clashing over who should protect children online—apps or app stores.
July 25, 2025 Legislation & Regulation Life & Health Risk Management Technology Alabama Louisiana Mississippi Ohio South Carolina

Soaring Temperatures Drive Surge in Workplace Heat-Related Injuries

Soaring Temperatures Drive Surge in Workplace Heat-Related Injuries

A new report from WCRI shows workplace injury claims rise dramatically on hot days, with heat-related illnesses up to 18 times more common above 100 degrees Fahrenheit.
July 17, 2025 Education & Training Legislation & Regulation Risk Management Workers' Compensation Arizona Arkansas Louisiana Mississippi Texas

Louisiana Supreme Court Ruling Strengthens Contractor Defense in Road Signage Dispute

Louisiana Supreme Court Ruling Strengthens Contractor Defense in Road Signage Dispute

A Louisiana Supreme Court decision clarifies summary judgment standards, strengthening contractor defenses and reducing litigation exposure for insurers in similar cases.
July 7, 2025 Insurance Industry Legislation & Regulation Litigation Property Louisiana

Court Sides with Asbestos Victim’s Heirs Over Insurance Time-Bar Dispute

Court Sides with Asbestos Victim’s Heirs Over Insurance Time-Bar Dispute

The Louisiana 4th Circuit held that ambiguous policy definitions and lack of proof bar insurers from enforcing a 36-month exclusion on a mesothelioma wrongful death claim.
June 19, 2025 Insurance Industry Liability Litigation Workers' Compensation Louisiana

Finding Common Ground in Professional Liability Defense Strategies

Finding Common Ground in Professional Liability Defense Strategies

Early collaboration between carriers, insureds, and panel counsel in professional liability claims reduces defense costs, preserves policy limits, and strengthens renewal prospects through faster settlements.
June 19, 2025 Insurance Industry Litigation Risk Management Underwriting Louisiana New York Texas

Natural Disasters and Legal Pressures Are Driving Up Homeowners Insurance Costs Nationwide

Natural Disasters and Legal Pressures Are Driving Up Homeowners Insurance Costs Nationwide

Homeowners insurance is becoming less affordable nationwide as natural disasters, legal system strain, and rising repair costs drive premiums higher, especially in disaster-prone states.
June 11, 2025 Catastrophe Insurance Industry Litigation Property Alaska Florida Louisiana Maryland Mississippi

How Georgia Can Tackle Rising Insurance Premiums and Loss Ratios

How Georgia Can Tackle Rising Insurance Premiums and Loss Ratios

Georgia homeowners face surging premiums after back-to-back hurricanes. Lawmakers and insurers are exploring solutions to stabilize the market and protect consumers.
June 9, 2025 Catastrophe Legislation & Regulation Property Risk Management Alabama Arkansas Florida Georgia Louisiana

Lafayette Parish Crash Leads to $10 Million Insurance Fraud Investigation

Lafayette Parish Crash Leads to $10 Million Insurance Fraud Investigation

Authorities in Louisiana arrested three men accused of staging a crash that led to nearly $10 million in fraudulent insurance claims involving juveniles.
June 4, 2025 Auto Fraud Insurance Industry Litigation Louisiana

Storm Surge Risk Threatens Billions in Coastal Property Value Across 20 States

Storm Surge Risk Threatens Billions in Coastal Property Value Across 20 States

Over 6.4 million homes in coastal U.S. states face moderate or greater storm surge risk, with $2.2 trillion in potential reconstruction costs, according to 2025 Cotality data.
June 2, 2025 Catastrophe Legislation & Regulation Property Risk Management Alabama Connecticut Delaware District Of Columbia Florida

Early-Season Hurricanes: Where June Storms Typically Form and Why Activity Has Increased

Early-Season Hurricanes: Where June Storms Typically Form and Why Activity Has Increased

Although June is typically a quiet start to Atlantic hurricane season, recent years show a rise in early storm activity, especially near the Gulf and Southeast U.S. coasts.
May 28, 2025 Catastrophe Insurance Industry Property Risk Management Alabama Louisiana Texas
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