AI-Generated Claims Fraud Rising as Insurers Detect Manipulated Damage and Fake Assets
Insurers report growing use of AI-generated images and documents to exaggerate or fabricate losses, forcing adjusters to rely on advanced fraud detection tools.
April 16
Auto
Fraud
Insurance Industry
Property
Technology
New Hampshire Manufacturer Fined $1.5M for Clean Water Act Violations and Cover-Up
Federal prosecutors detail a years-long scheme to bypass environmental monitoring, raising liability and compliance concerns for insurers and adjusters.
April 16
Legislation & Regulation
Liability
Litigation
Property
Risk Management
New Hampshire
New York
Iowa Farmer Sentenced to 13 Years for $1.7M USDA Fraud and Crop Insurance Scheme
A multi-year fraud scheme involving USDA subsidies, crop insurance manipulation, and identity theft underscores ongoing risks in agricultural claims and federal program oversight.
April 13
Fraud
Insurance Industry
Litigation
Property
Risk Management
Iowa
New Kansas Law Lowers Barrier for Civil Insurance Fraud Cases
New law allows civil prosecution of fraud, mandates disclosure of expunged records for adjuster licensing, and expands antifraud duties to assigned claims plans.
April 13
Auto
Fraud
Insurance Industry
Legislation & Regulation
Property
Kansas
Rising Hurricane Intensity Raises Stakes for Insurance Adjusters
Warming oceans and rapid intensification are reducing mid-strength storms, increasing the likelihood of high-severity insurance losses and CAT exposure.
April 13
Catastrophe
Insurance Industry
Property
Risk Management
Omaha Sinkhole Highlights Hidden Risk From Aging Infrastructure
A viral road collapse reveals a steady pattern of underground failures tied to aging utilities, soil conditions, and liability disputes.
April 13
Catastrophe
Liability
Litigation
Property
Risk Management
Nebraska
Baltimore Bridge Collapse Settlement Reaches $350M With Ship Owner, Operator
Maryland reaches a major settlement with ship owner and operator, advancing complex claims tied to the Key Bridge disaster and broader liability exposures.
April 13
Catastrophe
Liability
Litigation
Marine
Property
Maryland
Contractor Files Coverage Lawsuit Against Six CGL Carriers Over Progressive Property Damage
A Texas contractor alleges multiple CGL carriers denied defense and indemnity for progressive facade damage, raising questions about trigger of coverage and claims handling obligations.
April 8
Insurance Industry
Legislation & Regulation
Litigation
Property
Texas
Triple-I Pushes Tort Reform Awareness as Premium Pressures Persist
Triple-I expands its national awareness effort, tying litigation trends to insurance affordability and urging legislative reform.
April 8
Insurance Industry
Legislation & Regulation
Litigation
Property
Risk Management
California
Florida
Georgia
Illinois
Louisiana
Florida Law Reduces Permit Requirements and Expands Private Inspections
HB 803 waives permits for small jobs but adds carveouts, documentation rules, and liability protections that reshape claim investigations.
April 8
Fraud
Legislation & Regulation
Property
Risk Management
Subrogation
Florida
Public Adjuster Charged in Multi-State Insurance Fraud Scheme Targeting Homeowners
Authorities say insurance claim funds were diverted and signatures forged, with elderly homeowners among the victims. Investigators believe more policyholders may be affected.
April 6
Fraud
Insurance Industry
Legislation & Regulation
Property
Risk Management
New Jersey
Pennsylvania
Inland Marine Insurance Hits 20 Years of Profitability as Market Competition Expands
Twenty straight years of underwriting gains highlight stability, with growth tied closely to construction, freight, and economic activity rather than litigation pressures.
April 3
Insurance Industry
Marine
Property
Risk Management
Smart Water Shutoff Devices Cut Claim Frequency by 81%, Study Finds
New carrier-backed study shows significant drops in water damage claim frequency and severity, with implications for underwriting and loss prevention strategies.
April 1
Property
Risk Management
Technology
Underwriting
Cyberattacks on Hospitals and Infrastructure Signal Rising Claims Risk
Iran-linked cyber activity targeting hospitals, infrastructure, and mobile devices shows how digital attacks are reshaping risk exposure and insurance claims.
April 1
Catastrophe
Liability
Property
Risk Management
Technology
2025 Catastrophe Losses Hit $127B Insured as Wildfire and Storm Claims Surge
Aon report highlights how wildfire and severe convective storm losses are reshaping insured catastrophe trends despite lower overall disaster activity.
April 1
Catastrophe
Insurance Industry
Property
Risk Management
Technology
