
Why Bloomberg Says Premium Caps Could Worsen the Homeowners Insurance Crisis
A Bloomberg editorial urges policymakers to focus on resilience, legal reform, and mitigation rather than capping rates or penalizing insurers as premiums climb nationwide.
February 6
Catastrophe
Insurance Industry
Legislation & Regulation
Litigation
Property
California
Florida
Illinois

Winter Storm Fern Losses Could Reach $4B, Verisk Estimates
Freeze-related property damage and power outages across 14 states are driving insured losses that could make Fern one of the costliest winter storms on record.
February 4
Auto
Catastrophe
Insurance Industry
Property
Risk Management

Experts Question Whether AI Is Really Driving Corporate Layoffs
Economists and former tech employees say workforce reductions tied to artificial intelligence often reflect cost cutting and restructuring rather than direct job replacement.
February 4
Education & Training
Insurance Industry
Risk Management
Technology

Former Ole Miss Football Player Convicted in $194M Fraud Scheme
Federal prosecutors say the ex-football standout used telemedicine fronts and DME companies to bill Medicare and CHAMPVA for unnecessary orthotic braces, targeting vulnerable seniors.
February 4
Fraud
Insurance Industry
Legislation & Regulation
Risk Management
Florida
Mississippi

2026 P/C Market Forecast: Competition Rises, Combined Ratios Improve, AI Expands
Fitch expects broader P/C softening in 2026, while Morningstar says casualty pricing will stay out of step due to litigation and severity. Early earnings-call commentary shows carriers leaning on portfolio mix, disciplined underwriting, and AI tools to protect margins.
February 4
Auto
Catastrophe
Excess & Surplus Lines
Insurance Industry
Litigation

Deep Freeze Hits Southeast With Snowstorms, Widespread Claims, and Florida Crop Risk
A prolonged Arctic outbreak brings snow, crashes, power outages, and freeze losses across the Southeast, raising claim concerns from auto accidents to Florida citrus damage.
February 2
Auto
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Louisiana
Mississippi
New Jersey
North Carolina

California Climate Disclosure Laws Face First Amendment Test in Federal Appeal
Business groups argue California’s climate reporting mandates compel political speech and impose nationwide compliance burdens as the Ninth Circuit weighs constitutional limits.
February 2
Catastrophe
Insurance Industry
Legislation & Regulation
Litigation
Property
California

State Farm Reports 1,200+ Claims as Winter Storm Fern Triggers Frozen Pipe and Tree Damage
Frozen pipes, downed trees, and power outages are expected to drive additional property and auto claims as extreme cold persists across the Central and Eastern US.
January 28
Auto
Catastrophe
Insurance Industry
Property
Risk Management

Cargo Theft Losses Jump 60% to $725M as Organized Crime Targets High-Value Freight
Even with little change in total incidents, organized theft rings pushed average cargo theft values sharply higher in 2025.
January 28
Fraud
Insurance Industry
Marine
Property
Risk Management

Winter Storm Fern Expected to Cause Over $100 Billion in Economic Losses
AccuWeather says snow, ice, extreme cold, and prolonged outages created widespread insured and uninsured losses across the U.S.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Underwriting

Insurance Leaders Say AI Requires Cultural Reset, Not Just New Technology
At ITC London 2026, executives said artificial intelligence is exposing weak leadership cultures and forcing insurers to rethink innovation, risk tolerance, and long-standing business models.
January 27
Education & Training
Insurance Industry
Risk Management
Technology

Frozen Pipes Drive $628 Million in State Farm Water Damage Losses
New claims data shows freeze-related water losses remain a major severity driver, with average payments exceeding $30,000 and repairs stretching for months.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Illinois
Oregon
Tennessee
Texas
Washington

Power Outages Cause Billions in Hidden Losses That Insurance Models Miss
New research shows business interruption and system-wide losses from blackouts can dwarf insured property damage, raising questions for catastrophe modeling and resilience investment.
January 27
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management

Data Center Boom Is Testing Insurance Capacity and Claims Response
As data center construction surges across the U.S., insurers and adjusters confront unprecedented aggregation of values, supply chain delays, and power-related risks that complicate coverage and claims handling.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Technology

Cyberattack Halts Property Searches, Threatening Home Sales in London Boroughs
A prolonged cyber incident at two major London councils has stalled home sales, highlighting cyber risk and operational dependency in property transactions.
January 27
Insurance Industry
Legislation & Regulation
Property
Risk Management
Technology



