Workers Comp Sees Eighth Year of Underwriting Gains Despite 2024 Premium Dip
2024 saw premium decline but continued strong underwriting and operating margins, with early 2025 data pointing to another profitable year in the WC line.
October 15, 2025
Insurance Industry
Legislation & Regulation
Underwriting
Workers' Compensation
Carriers Losing Agent Trust Over Poor Data and Delays
Independent agents say poor communication and outdated data are hurting productivity and trust. A new J.D. Power study reveals the breakdown costing insurers business.
October 14, 2025
Insurance Industry
Risk Management
Technology
Underwriting
Wildfire Models Miss Conflagration Risks That Drove $40B in Losses
Cotality’s analysis of the Eaton and Palisades fires shows that many homes labeled "low wildfire risk" were actually highly vulnerable to structure-to-structure fire spread.
October 9, 2025
Catastrophe
Insurance Industry
Property
Technology
Underwriting
Citizens Insurance Pauses Flood Coverage Proof During NFIP Shutdown
Florida’s state-run Citizens Property Insurance Corporation has announced a temporary deferral of its flood insurance documentation requirement due to the federal government shutdown.
October 7, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Underwriting
Florida
How Inflation, Litigation, and Talent Shortages Are Reshaping Specialty Insurance Claims
A recent report from Argo Group highlights three converging forces shaping the future of specialty insurance: inflation, litigation volatility, and a deepening talent gap.
October 7, 2025
Insurance Industry
Litigation
Underwriting
Florida
Georgia
Insurers Turn to AI for Smarter Operations and Long-Term Strategic Gains
Insurance leaders report measurable AI benefits in underwriting, claims, and risk management, though full returns depend on thoughtful integration and workforce adaptation.
September 19, 2025
Risk Management
Technology
Underwriting
Insurance Underwriters Prepare for AI-Driven Transformation in Risk Management
A survey of 430 underwriting executives reveals AI adoption will surge from 14% to 70% in three years, reshaping efficiency, risk assessment and workforce strategy.
September 12, 2025
Insurance Industry
Risk Management
Technology
Underwriting
Underwriting Profit Triples for U.S. Property/Casualty Insurers in Early 2025 Despite Mixed Income
The U.S. P/C insurance industry posted a $11.5B underwriting gain in H1 2025, aided by fewer Q2 catastrophes, despite a sharp decline in investment-driven net income.
September 4, 2025
Catastrophe
Insurance Industry
Property
Underwriting
California
Georgia
Texas
How Warehouse Technology is Reshaping Risk Models in Insurance
Connected automation in warehouses is forcing insurers to replace outdated models with dynamic, real-time risk assessments based on sensor data and machine performance.
September 2, 2025
Property
Risk Management
Technology
Underwriting
US Cyber Insurance Premiums Decline for the First Time Since 2018
US cyber insurance premiums fell 2.3% in 2024, signaling a market shift as carriers focus on underwriting discipline and sustainable growth amid evolving cyber risks.
August 29, 2025
Insurance Industry
Risk Management
Technology
Underwriting
Insurers Embrace Agentic AI as Trust and Risk Take Center Stage
Insurers are piloting agentic AI to streamline claims and underwriting, but widespread adoption is slowed by trust, privacy concerns, and regulatory readiness gaps.
July 21, 2025
Insurance Industry
Risk Management
Technology
Underwriting
Why Coreless Architecture Is the Key to Scalable AI in Insurance
Insurers are adopting coreless architecture to scale AI, enhance digital servicing, and meet regulatory demands without discarding legacy core systems or disrupting operations.
July 10, 2025
Insurance Industry
Risk Management
Technology
Underwriting
AI Is Redefining Insurance from the Cloud Up
AI is no longer a back-office tool but a core force transforming how insurance is underwritten, processed, and scaled—with cloud, GenAI, and agentic systems leading the charge.
July 7, 2025
Education & Training
Insurance Industry
Technology
Underwriting
How Water Leak Sensors Are Transforming Insurance Economics
Bolt’s successful integration of IoT water sensors with homeowner policies significantly reduces water damage claims, reshaping insurance profitability.
July 2, 2025
Property
Risk Management
Technology
Underwriting
Unlocking Underwriting Efficiency with Agentic AI Solutions
Agentic AI empowers carriers to tackle operational underwriting bottlenecks—streamlining risk analysis, fraud detection, and workflow automation to boost capacity in today’s talent-scarce market.
June 19, 2025
Insurance Industry
Risk Management
Technology
Underwriting
