New parametric-style contracts promise instant payouts and real-time risk pricing, but questions remain about regulation, reliability, and claims implications.

Fresh cracking, jammed doors, and signs of instability forced a sudden evacuation at The Rialto in Orlando. For adjusters, the case highlights habitability, business interruption, liability, and structural defect exposures in Florida multifamily properties.

New warnings highlight how delayed adoption of post-quantum cryptography could expose insurers to future breaches, regulatory pressure, and operational disruption.

The revised opioid settlement plan introduces opt-in releases and shifts insurance rights to trusts, setting up new coverage disputes and claims handling challenges.

California investigators say two Southern California towing company owners underreported payroll and paid workers off the books, leading to nearly $5.9 million in lost workers’ compensation premiums. The case also triggered a payroll tax evasion investigation.

The insurer claims a network of chiropractic clinics pushed identical treatments and relied on letters of protection to inflate injury claims tied to car accidents.

Revenue sharing and NIL deals are pushing universities to manage injury, compensation, and reputational risks similar to professional sports programs.

The U.S. recall covers certain 2021-2024 Highlander and Highlander Hybrid vehicles after regulators said second-row seat backs may fail to lock during adjustment. The defect could raise injury risk in a crash and lead to claim disputes over causation and damages.

A Wisconsin appeals court ruled that a personal auto policy must cover a DoorDash driver’s crash because the policy’s delivery-related business exclusion was ambiguous. The decision raises questions for insurers drafting gig economy exclusions.

As underwriting stays tight and carrier appetites shift, independent agencies are investing in AI automation, E&S workflow tools, and more consistent client communication to reduce manual work and improve efficiency.

The state’s 2026 budget proposal would tighten serious injury standards, limit recovery for some plaintiffs, and reduce litigation exposure in motor vehicle cases.

Many homeowners renting their properties short term do not realize their policies may exclude commercial activity, exposing them to denied claims, liability gaps, and policy cancellations.

Investigators say a planned rear-end collision involving a rental vehicle and a Porsche Cayenne led to nearly $39,000 in insurance payouts before claim inconsistencies and cellphone records exposed the alleged scheme.

Investigators say applicants obtained insurance licenses through a fraudulent testing center that completed coursework and state exams on their behalf.

Risk managers report billing fraud as the top scheme, with deepfake and AI-enabled crime reshaping internal controls and insurance buying decisions.