Rising Litigation Costs and Tort Reform Momentum Shape Liability Claims in 2025
Tort reform efforts in states like Georgia and Florida are reshaping the liability claims landscape in 2025, as litigation costs soar and attorney involvement rises rapidly.
August 1, 2025
Insurance Industry
Legislation & Regulation
Liability
Litigation
California
Delaware
Florida
Georgia
Louisiana
High Noon Recalls Vodka Seltzers After Label Mix-Up with Celsius Energy Drinks
High Noon is recalling vodka seltzers mistakenly labeled as Celsius energy drinks, leading to a risk of accidental alcohol consumption. No illnesses have been reported.
August 1, 2025
Insurance Industry
Legislation & Regulation
Property
Risk Management
Florida
Michigan
New York
Ohio
Oklahoma
Hurricane Season Starts Quiet in 2025 but Forecasters Warn of a Volatile Second Half
The 2025 hurricane season has begun with minimal storm activity, but experts warn that conditions could shift dramatically, increasing U.S. landfall risks by mid-September.
July 25, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Why the U.S. Faces Soaring Hurricane Losses as Storms Grow Stronger
With climate change intensifying storms, insured hurricane losses in the U.S. could surge 50%—testing the limits of insurers, infrastructure, and public preparedness.
July 17, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Massachusetts
New York
Texas
Gulf System Could Become Tropical Storm Dexter as Development Chances Rise
A low-pressure system moving from Florida into the Gulf may strengthen into Tropical Storm Dexter later this week, bringing heavy rain and flooding risks across the region.
July 15, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Mississippi
Texas
Reinsurance Market Turns Favorable for Buyers as Capital Surges in Midyear 2025 Renewals
Record reinsurer capital and strong insurer performance are driving lower rates and broader coverage in the 2025 midyear reinsurance renewals, Aon reports.
July 10, 2025
Catastrophe
Litigation
Property
California
Florida
How to Manage Property Risk in 2025 with Smarter Valuation and Technology
As extreme weather events and insurance costs rise, property owners must adopt data-driven valuation, smart tech, and alternative coverage to remain insurable.
July 7, 2025
Catastrophe
Property
Risk Management
Technology
California
Florida
Auto Claims Profitability Improves Amid Rising Casualty Costs and Trade Issues
Insurance industry sees auto physical damage profitability recover, while casualty sectors grapple with increased medical inflation and social verdicts.
June 25, 2025
California
Colorado
Florida
Illinois
New Jersey
Why Florida, Texas, and California Lead the Nation in Lightning Insurance Claims
Florida, Texas, and California consistently rank highest for lightning-related insurance claims due to storm frequency, surge damage, and wildfire-triggered losses.
June 24, 2025
Catastrophe
Insurance Industry
Property
Risk Management
California
Florida
Texas
Insurance Leaders Highlight Litigation and AI Trends at JIF 2025 Forum
Insurance executives discuss navigating escalating litigation risks and embracing generative AI to enhance efficiency and rebuild consumer trust amid evolving uncertainties.
June 24, 2025
Insurance Industry
Legislation & Regulation
Litigation
Technology
Florida
Inside the Auto Glass Fraud Crisis
Auto glass scams are costing U.S. drivers billions, fueled by deceptive ‘free’ repairs and AOB schemes. Insurers and lawmakers are responding with pre-inspection programs and tougher penalties.
June 23, 2025
Auto
Fraud
Legislation & Regulation
Litigation
Florida
Kentucky
Colorado State University Predicts Above Normal 2025 Atlantic Hurricane Season
The 2025 Atlantic hurricane season is projected to be above-average with 17 named storms, nine hurricanes and four major hurricanes, increasing landfall risks along U.S. and Caribbean coasts.
June 19, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Texas
Florida Appeals Court Rebukes Citizens Property Insurance Over Roof Claim Denial
A Florida appeals court held that Citizens Property Insurance wrongly denied a roof damage claim and can’t invoke staged-payment rules until coverage is acknowledged, giving homeowners a second chance.
June 19, 2025
Insurance Industry
Legislation & Regulation
Litigation
Property
Florida
Updated Hurricane Loss Model Approved by Florida Commission
Florida’s hurricane model commission approves Karen Clark & Co.’s Version 5.0, featuring enhanced climate data, upgraded vulnerability functions, and new coverage modeling capabilities.
June 12, 2025
Catastrophe
Property
Risk Management
Technology
Florida
Natural Disasters and Legal Pressures Are Driving Up Homeowners Insurance Costs Nationwide
Homeowners insurance is becoming less affordable nationwide as natural disasters, legal system strain, and rising repair costs drive premiums higher, especially in disaster-prone states.
June 11, 2025
Catastrophe
Insurance Industry
Litigation
Property
Alaska
Florida
Louisiana
Maryland
Mississippi
