Insurance Claims News

WWF Warns Nature Loss Is Widening Insurance Protection Gaps in Advanced Economies

A new WWF white paper says degraded ecosystems are amplifying climate losses, pushing premiums higher, limiting coverage, and leaving more risks uninsured across advanced economies.

January 20 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management

AI in Insurance Claims: Preserving Professional Judgment and Purpose

As automation expands across insurance operations, claims leaders must ensure AI supports human judgment, collaboration, and professional identity rather than reducing roles to machine oversight.

January 20 Education & Training Insurance Industry Risk Management Technology

Severe Geomagnetic Storm Watch Highlights Power, Satellite, and BI Exposure

NOAA’s warning underscores exposure tied to power quality, satellite services, and timing-dependent operations that can trigger complex business interruption claims without physical damage.

January 20 Catastrophe Insurance Industry Marine Property Risk Management

Travelers Ties Personalized AI Assistants to Internal Data and Workflows

The insurer says role-based AI tools are accelerating engineering, analytics, and machine learning work while supporting long-term productivity and risk expertise goals.

January 20 Insurance Industry Risk Management Technology

Tort Reform Spurs Auto Rate Decreases Across Louisiana Insurance Market

State regulators report more than 20 auto insurance rate decreases since mid-2025, citing reduced litigation and lessons from Florida’s reform-driven market recovery.

January 19 Auto Insurance Industry Legislation & Regulation Litigation Risk Management Florida Georgia Louisiana

GLP-1 Cost Trends: New Data Shows Reduced Medical Spend Growth and Adherence-Driven Value

Expanded claims analysis finds slower medical spend growth, fewer hospitalizations, and notable women’s health outcomes tied to sustained GLP-1 use.

January 19 Insurance Industry Life & Health Risk Management Technology

California Lawmakers Move to Regulate Aerial Imagery Used by Insurers

A proposal would require advance notice to homeowners and bar insurers from relying on aerial images older than 180 days when making coverage decisions.

January 12 Insurance Industry Legislation & Regulation Property Risk Management Technology California

Liability Claims Surge as Non-Economic Inflation Drives Nuclear Verdicts, Swiss Re Warns

Litigation funding, shifting jury attitudes, and expanding mass torts are driving liability claim severity and reserve pressure across U.S. and global markets.

January 12 Insurance Industry Legislation & Regulation Liability Litigation Risk Management

Texas Breaks Tornado Records in 2025 as Claims and Premium Pressures Mount

Texas recorded more tornadoes than any other state in 2025, intensifying claims activity, pushing premiums higher, and renewing scrutiny on wind and hail deductibles across the property insurance market.

January 12 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management Arkansas Missouri North Dakota Texas

Insurance AI Falls Short When Speed Replaces Context

Heavy investment in insurance AI continues to deliver limited returns as automation accelerates workflows without improving decision quality, explainability, or claims outcomes.

January 12 Fraud Insurance Industry Property Risk Management Technology

Why Casualty Claims Are Harder to Settle in 2026 Despite Market Stabilization

Rates may be leveling off, but jury behavior, litigation funding, and documentation demands continue to drive claim severity and settlement complexity heading into 2026.

January 12 Auto Insurance Industry Liability Litigation Property California Illinois New York Texas

Flood Protection Gap Reaches $255B as Insurers Rethink Risk Models

A growing flood protection gap is driving insurers and large businesses toward parametric coverage and captive risk structures as legacy models fall short.

January 8 Catastrophe Insurance Industry Property Risk Management Technology

New York Regulates Litigation Funding and Expands Fraud Discovery

A new statute regulating consumer litigation funding and a key appellate ruling expanding discovery reshape fraud defenses and transparency in New York claims.

January 8 Fraud Insurance Industry Legislation & Regulation Litigation New York