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Ohio Court Reopens Worker’s Disability Accommodation Claim After Caseload Dispute

Ohio Court Reopens Worker’s Disability Accommodation Claim After Caseload Dispute

An appeals court found a factual dispute over whether the Ohio Bureau of Workers' Compensation properly engaged in the interactive process after a claims specialist sought a reduced caseload due to anxiety and depression. Most of the employee's discrimination and retaliation claims were dismissed.
August 6 Legislation & Regulation Litigation Workers' Compensation Ohio

Florida Appeals Court Limits Physician Dispensing in Workers’ Comp Prescription Dispute

Florida Appeals Court Limits Physician Dispensing in Workers’ Comp Prescription Dispute

A Florida appeals court ruled that injured workers' statutory right to choose a pharmacy does not extend to physicians who dispense medications. The decision strengthens carriers' position on prescription reimbursement while setting up a likely legislative fight over workers' compensation drug benefits.
August 6 Legislation & Regulation Litigation Workers' Compensation Florida

Triple-I: Wildfire Risk Expands Beyond the West as Heat Waves Drive US Fire Exposure

Triple-I: Wildfire Risk Expands Beyond the West as Heat Waves Drive US Fire Exposure

A new Insurance Information Institute brief says heat waves, drought and development in the wildland-urban interface are driving wildfire exposure beyond the Western United States, creating new underwriting and claims challenges for insurers.
August 3 Catastrophe Legislation & Regulation Property Risk Management Underwriting California Florida Georgia Nebraska

Former Maryland Insurance Agent Sentenced for Unlicensed Annuity Sales and Insurance Fraud

Former Maryland Insurance Agent Sentenced for Unlicensed Annuity Sales and Insurance Fraud

A former insurance agent received a six-month jail sentence after illegally selling annuity policies while his license was revoked. The case also follows an earlier conviction involving stolen client premiums and obstruction of justice.
August 3 Fraud Insurance Industry Legislation & Regulation Life & Health Maryland

New Illinois Law Makes Boat Liability Insurance Mandatory for Thousands of Owners

New Illinois Law Makes Boat Liability Insurance Mandatory for Thousands of Owners

Beginning January 1, 2027, most Illinois motorboats over 50 horsepower or at least 21 feet long must carry liability insurance. The new law introduces fines for uninsured operators and could reduce the number of uninsured boating claims.
July 29 Legislation & Regulation Liability Marine Underwriting Illinois

Federal Bill Seeks Safe Harbor for Insurers Serving State-Legal Cannabis Industry

Federal Bill Seeks Safe Harbor for Insurers Serving State-Legal Cannabis Industry

A bipartisan Senate bill would prevent federal agencies from penalizing insurers that cover state-legal cannabis businesses while preserving state insurance regulation. The proposal also directs the GAO to study financial access barriers for minority-owned and women-owned cannabis companies.
July 27 Insurance Industry Legislation & Regulation Risk Management Underwriting

Senate Bill Would Make Staged Truck Crash Fraud a Federal Crime

Senate Bill Would Make Staged Truck Crash Fraud a Federal Crime

A bipartisan legislative effort would create a federal crime for intentionally staging crashes involving commercial trucks, giving prosecutors a direct tool to pursue organized fraud rings while insurers push for stronger deterrents.
July 27 Auto Fraud Legislation & Regulation Litigation

New York Trains 270 Law Enforcement Officials to Combat Auto Insurance Fraud

New York Trains 270 Law Enforcement Officials to Combat Auto Insurance Fraud

Nearly 270 investigators from 55 agencies completed specialized training on staged crashes, fraud investigations, and financial crimes as New York prepares to implement new anti-fraud laws aimed at reducing auto insurance costs.
July 24 Auto Education & Training Fraud Legislation & Regulation New York

Massachusetts Insurance Brokers Sentenced in $962,000 Premium Theft and Fraud Scheme

Massachusetts Insurance Brokers Sentenced in $962,000 Premium Theft and Fraud Scheme

A Massachusetts couple who operated an insurance brokerage received federal prison sentences after admitting they stole nearly $1 million in premium payments and issued fake insurance documents, leaving dozens of clients without the coverage they believed they had.
July 24 Fraud Insurance Industry Legislation & Regulation Massachusetts

Class Action Claims Driscoll’s Strawberries Contain PFAS Pesticide Residue

Class Action Claims Driscoll’s Strawberries Contain PFAS Pesticide Residue

A proposed class action alleges conventional Driscoll's strawberries contained PFAS-linked pesticide residue and misled consumers through sustainability marketing. The company denies the allegations and says its food safety programs comply with regulatory requirements.
July 23 Legislation & Regulation Liability Litigation Risk Management

Waymo Driverless Cars Have 68% Fewer Crashes Than Human Drivers, IIHS Finds

Waymo Driverless Cars Have 68% Fewer Crashes Than Human Drivers, IIHS Finds

An IIHS study found that Waymo's Level 4 vehicles had fewer police-reportable and injury crashes per mile than human drivers. Researchers warned that federal crash and mileage reporting must improve as autonomous vehicle fleets expand.
July 23 Auto Insurance Industry Legislation & Regulation Risk Management Technology Arizona California Texas

Florida Homeowners Insurance Lawsuits Drop to 41% of U.S. Total After Litigation Reforms

Florida Homeowners Insurance Lawsuits Drop to 41% of U.S. Total After Litigation Reforms

Florida's latest insurance market report shows litigation reforms continue to reduce homeowners insurance lawsuits, lower defense costs, improve insurer profitability, and shrink Citizens Property Insurance's policy count.
July 23 Insurance Industry Legislation & Regulation Litigation Property Florida

5 Family Members Charged in $12.5 Million Florida Construction Fraud and Workers’ Compensation Scheme

5 Family Members Charged in $12.5 Million Florida Construction Fraud and Workers’ Compensation Scheme

Investigators allege five family members used shell construction companies to hide payroll, avoid workers' compensation premiums, and cash millions of dollars in payroll checks through unlicensed money service businesses.
July 13 Fraud Insurance Industry Legislation & Regulation Workers' Compensation Florida

OpenAI Stargate Data Center Raises Property, Pollution, and Liability Questions in Texas

OpenAI Stargate Data Center Raises Property, Pollution, and Liability Questions in Texas

OpenAI's flagship Stargate campus in Abilene is becoming a case study in how AI infrastructure may reshape property, environmental, and liability exposures. Nearby homeowners, former regulators, and environmental advocates are questioning whether current permitting rules adequately address projects of this scale.
July 10 Legislation & Regulation Liability Litigation Property Risk Management Texas

Minnesota Fines Health Insurance Company $150,000 After Fraud Investigation

Minnesota Fines Health Insurance Company $150,000 After Fraud Investigation

Minnesota regulators say Seguro Medico misled consumers about the scope of their health insurance coverage and violated multiple state insurance laws. The enforcement action follows guilty pleas in a related federal fraud case.
July 10 Fraud Insurance Industry Legislation & Regulation Life & Health Minnesota
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