Most audit programs rely on people instead of systems, leading to lost knowledge, inconsistent results, and missed opportunities to reduce claims leakage.

Declining auto claims and reserve releases point to softer pricing in 2026, while liability lines continue to face reserve pressure and social inflation challenges.

Back-to-back storms have caused major flooding across Hawaii, forced thousands to evacuate, and damaged homes, roads, hospitals, schools, and other infrastructure.

Lawmakers and inspectors question whether roof-focused mitigation grants reduce claims or premiums, citing verification gaps and limited insurance credits.

A destructive Iran-linked cyberattack with no ransom demand is forcing insurers to confront attribution issues, policy wording gaps, and rising exposure to state-backed cyber incidents.

State regulators are accelerating enforcement on AI use in insurance, exposing carriers to fines and legal risk when decision models lack transparency.

Authorities say falsified paperwork helped give Pennsylvania titles to 65 stolen vehicles worth more than $3.8 million. The case highlights how title fraud can complicate ownership, recovery, and auto claims investigations.

Claims data shows a growing gap between driver awareness and behavior, while telematics and vehicle technology reshape liability, repair costs, and prevention strategies.

Digital pet insurer routes all claims through AI while expanding pre-claims tools to guide care and control costs.

Chubb says it will control underwriting, pricing, policy issuance, and claims in a $20 billion maritime war risk facility backed by the US International Development Finance Corporation. Vessel eligibility set by the US government will determine which ships and cargo can access coverage for Strait of Hormuz transits.

A Florida appeals court ruled that workers’ compensation carriers are not required to pay for out-of-state travel that is not medically necessary, even when a catastrophic injury claimant argues the trip would improve mental health.

New parametric-style contracts promise instant payouts and real-time risk pricing, but questions remain about regulation, reliability, and claims implications.

Fresh cracking, jammed doors, and signs of instability forced a sudden evacuation at The Rialto in Orlando. For adjusters, the case highlights habitability, business interruption, liability, and structural defect exposures in Florida multifamily properties.

New warnings highlight how delayed adoption of post-quantum cryptography could expose insurers to future breaches, regulatory pressure, and operational disruption.

The revised opioid settlement plan introduces opt-in releases and shifts insurance rights to trusts, setting up new coverage disputes and claims handling challenges.