
Florida Authorities Break Up Major Theft Organization Targeting Semi-Trailers
Six suspects face up to 300 years combined after targeting semi-trailers and disabling GPS tracking devices across multiple Florida counties.
February 17
Fraud
Litigation
Marine
Property
Risk Management
Florida

Public Safety Power Shutoffs Expand Beyond California Amid Growing Wildfire Risk
Utilities across the West are increasingly cutting power during high-risk weather, reshaping wildfire prevention strategies and claims exposure for insurers.
February 9
Catastrophe
Insurance Industry
Legislation & Regulation
Liability
Property
California
Colorado
Nevada
New Mexico
Texas

Legacy Data Architectures Keep Insurance AI Stuck in Pilot Mode
Legacy data systems built for reporting, not real-time decision-making, are preventing insurers from moving AI tools into daily underwriting and claims operations.
February 9
Insurance Industry
Property
Risk Management
Technology

Why Bloomberg Says Premium Caps Could Worsen the Homeowners Insurance Crisis
A Bloomberg editorial urges policymakers to focus on resilience, legal reform, and mitigation rather than capping rates or penalizing insurers as premiums climb nationwide.
February 6
Catastrophe
Insurance Industry
Legislation & Regulation
Litigation
Property
California
Florida
Illinois

Washington Landlord Sues State Farm Over Seven-Adjuster Water Damage Claim
A Spokane Valley landlord alleges repeated adjuster turnover and underpayment left a rental property uninhabitable for months and triggered lien filings and litigation.
February 6
Insurance Industry
Legislation & Regulation
Litigation
Property
Washington

Winter Storm Fern Losses Could Reach $4B, Verisk Estimates
Freeze-related property damage and power outages across 14 states are driving insured losses that could make Fern one of the costliest winter storms on record.
February 4
Auto
Catastrophe
Insurance Industry
Property
Risk Management

2026 P/C Market Forecast: Competition Rises, Combined Ratios Improve, AI Expands
Fitch expects broader P/C softening in 2026, while Morningstar says casualty pricing will stay out of step due to litigation and severity. Early earnings-call commentary shows carriers leaning on portfolio mix, disciplined underwriting, and AI tools to protect margins.
February 4
Auto
Catastrophe
Excess & Surplus Lines
Insurance Industry
Litigation

Deep Freeze Hits Southeast With Snowstorms, Widespread Claims, and Florida Crop Risk
A prolonged Arctic outbreak brings snow, crashes, power outages, and freeze losses across the Southeast, raising claim concerns from auto accidents to Florida citrus damage.
February 2
Auto
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Louisiana
Mississippi
New Jersey
North Carolina

California Climate Disclosure Laws Face First Amendment Test in Federal Appeal
Business groups argue California’s climate reporting mandates compel political speech and impose nationwide compliance burdens as the Ninth Circuit weighs constitutional limits.
February 2
Catastrophe
Insurance Industry
Legislation & Regulation
Litigation
Property
California

State Farm Reports 1,200+ Claims as Winter Storm Fern Triggers Frozen Pipe and Tree Damage
Frozen pipes, downed trees, and power outages are expected to drive additional property and auto claims as extreme cold persists across the Central and Eastern US.
January 28
Auto
Catastrophe
Insurance Industry
Property
Risk Management

Cargo Theft Losses Jump 60% to $725M as Organized Crime Targets High-Value Freight
Even with little change in total incidents, organized theft rings pushed average cargo theft values sharply higher in 2025.
January 28
Fraud
Insurance Industry
Marine
Property
Risk Management

Winter Storm Fern Expected to Cause Over $100 Billion in Economic Losses
AccuWeather says snow, ice, extreme cold, and prolonged outages created widespread insured and uninsured losses across the U.S.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Underwriting

Frozen Pipes Drive $628 Million in State Farm Water Damage Losses
New claims data shows freeze-related water losses remain a major severity driver, with average payments exceeding $30,000 and repairs stretching for months.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Illinois
Oregon
Tennessee
Texas
Washington

Power Outages Cause Billions in Hidden Losses That Insurance Models Miss
New research shows business interruption and system-wide losses from blackouts can dwarf insured property damage, raising questions for catastrophe modeling and resilience investment.
January 27
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management

Data Center Boom Is Testing Insurance Capacity and Claims Response
As data center construction surges across the U.S., insurers and adjusters confront unprecedented aggregation of values, supply chain delays, and power-related risks that complicate coverage and claims handling.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Technology



