
2025 Home Insurance Severity Hits 7-Year High
Wind, hail, and water-related claims pushed severity up 9% in 2024, with catastrophe claims reaching a 7-year high of 42%. Adjusters must navigate rising costs, inflation pressures, and shifting risk patterns.
October 27, 2025
Catastrophe
Insurance Industry
Property
Risk Management

Liberty Mutual Sued for Failing to Defend Manufacturer in Property Damage Cases
Spears Manufacturing claims Liberty Mutual ignored defense duties in two major construction defect lawsuits, raising concerns about insurer obligations in property damage cases.
October 20, 2025
Insurance Industry
Legislation & Regulation
Liability
Property
Risk Management
California
Colorado
Louisiana

Developing System in Caribbean Could Become Tropical Storm Melissa
Forecasters give the system an 80% chance of formation this week as it moves toward the Greater Antilles. No immediate Gulf Coast threat.
October 20, 2025
Catastrophe
Insurance Industry
Marine
Property
Risk Management

California Sues Plastic Bag Makers Over False Recycling Claims
The state of California alleges major plastic bag manufacturers falsely labeled their products as recyclable, triggering lawsuits and multimillion-dollar settlements.
October 20, 2025
Insurance Industry
Legislation & Regulation
Liability
Risk Management
California

AI-Powered Home ‘Digital Twins’ Aim to Revolutionize High-Risk Property Insurance
An MGA startup uses AI simulations to model catastrophe risks at the property level, targeting homes insurers often avoid. But what does it mean for claims handling?
October 17, 2025
Catastrophe
Property
Risk Management
Technology
California
Florida

AI Uncertainty in Insurance: Coverage Gaps, Casualty Risks, and E&S Innovations
AI-native businesses push insurers to rethink liability forms and create new facilities as casualty risks evolve. Judgment and human expertise remain critical amid tech disruption.
October 16, 2025
Excess & Surplus Lines
Insurance Industry
Risk Management
Technology
California

Western Caribbean Faces Heightened Hurricane Risk Through Late October
CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.
October 16, 2025
Catastrophe
Property
Risk Management
Alabama
Florida
Louisiana
Mississippi
Texas

Why 2025’s Hurricane Season Has Been Quiet for U.S. Claims, So Far
The 2025 season has been quieter than recent years in terms of U.S. landfalls, but meteorologists say storm activity has still been near average. Coastal adjusters should stay alert through season’s end.
October 15, 2025
Catastrophe
Insurance Industry
Risk Management

Cyberattacks Surge 50% in UK as Big Brands Like Jaguar Land Rover Hit
Jaguar Land Rover, Marks & Spencer, and Co-op among top UK firms facing costly cyber incidents, with insurance and supply chain impacts rippling across sectors.
October 14, 2025
Insurance Industry
Risk Management
Technology

Carriers Losing Agent Trust Over Poor Data and Delays
Independent agents say poor communication and outdated data are hurting productivity and trust. A new J.D. Power study reveals the breakdown costing insurers business.
October 14, 2025
Insurance Industry
Risk Management
Technology
Underwriting

Nor’easter and Alaska Storm Trigger Claims Risks With Fatalities, Flooding, and Power Outages
Back-to-back coastal storms disrupt infrastructure and displace residents, with early season indicators of increased catastrophe activity this fall.
October 14, 2025
Catastrophe
Insurance Industry
Marine
Property
Risk Management
Alaska
Massachusetts
New Jersey
New York
North Carolina

Predict and Prevent Strategy Gains Ground as Claims Costs Soar
Rising premiums, severe weather, and consumer distrust have pushed the personal lines market to a breaking point. Nationwide outlines how carriers and agents can restore trust through proactive protection.
October 13, 2025
Auto
Insurance Industry
Legislation & Regulation
Property
Risk Management

AI Missteps and Vendor Gaps Fuel Cyber Risks Across Sectors, Moody’s Finds
Moody’s 2025 Cyber Survey reveals alarming cybersecurity shortfalls across nearly 2,000 organizations globally, with direct implications for risk management and insurance claims handling.
October 10, 2025
Insurance Industry
Legislation & Regulation
Risk Management
Technology

New Risks for Adjusters: Hempcrete Homes, Mobile Nuclear Reactors, and High-Tech Farms
Biogenic building materials, mobile nuclear reactors, and AI-powered farms introduce new risks and opportunities for claims adjusters.
October 9, 2025
Insurance Industry
Property
Risk Management
Technology
Colorado
Michigan
Texas

Common Claims Handling Mistakes That Cost Insurers Millions
Industry experts share strategies for improving communication, managing timing, and understanding state-specific laws to reduce claims errors and costs.
October 9, 2025
Education & Training
Insurance Industry
Risk Management



