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Top Holiday Risks Driving Property and Auto Insurance Claims

Frozen pipes, kitchen fires, icy walkways, and parking lot crashes make winter the busiest season for property and auto insurance claims. Here’s how adjusters can prepare.
December 22, 2025 Auto Catastrophe Fraud Insurance Industry Liability Alaska Maine Minnesota

Subrogation Best Practices for Claims Adjusters and Counsel

Experts share real-world strategies for identifying and managing subrogation opportunities, emphasizing early action and collaboration.
December 22, 2025 Education & Training Litigation Risk Management Subrogation

California Marijuana Law Complicates Intoxication Defense in Work Injury Claims

Courts require more than a positive THC test to prove workplace marijuana impairment. Here’s what claims adjusters need to know post-AB 2188.
December 22, 2025 Fraud Legislation & Regulation Litigation Risk Management Workers' Compensation California

Minnesota Jury Awards $65.5M in Johnson & Johnson Talc-Asbestos Cancer Case

A Minnesota woman was awarded $65.5 million after a jury linked her mesothelioma to long-term use of Johnson & Johnson’s talcum powder. The company plans to appeal.
December 22, 2025 Insurance Industry Liability Life & Health Litigation Risk Management California Minnesota

Ford Recalls 272,000+ Vehicles for Rollaway Risk Tied to Faulty Park Module

Faulty park module in F-150 Lightning, Mustang Mach-E, and Maverick hybrids poses serious rollaway danger. Software fix planned despite hardware flaw.
December 22, 2025 Auto Liability Litigation Risk Management Subrogation

AI Exclusions in Insurance Spark Coverage Uncertainty Beyond Cyber Policies

AI-related policy exclusions are showing up in D&O and E&O lines, raising red flags for adjusters assessing risk and coverage clarity.
December 22, 2025 Legislation & Regulation Risk Management Technology

Visa, Mastercard Settle ATM Fee Lawsuit for $167.5M Over Alleged Price-Fixing

The settlement resolves long-running claims of inflated ATM access fees affecting millions of consumers. A related lawsuit by ATM operators remains pending.
December 22, 2025 Insurance Industry Legislation & Regulation Litigation Risk Management District Of Columbia

How Elastic Staffing Helps Insurers Handle Claim Surges and CAT Events

Carriers are rethinking claims and underwriting operations to meet volatile demand and rising costs. Elastic Staffing blends core leadership with vendor and tech support to create scalable, efficient teams.
December 22, 2025 Catastrophe Insurance Industry Risk Management Technology Underwriting

Wildfires and Hailstorms Drive $100B in Insured Losses Again in 2025

The 2025 Los Angeles wildfire was the costliest ever, but quieter, relentless storms caused even more damage nationwide. The result is soaring insurance costs and shrinking coverage options.
December 22, 2025 Catastrophe Insurance Industry Property Risk Management Underwriting California Florida Texas

Insurance Protection Gap Grows as Premiums Climb and Weather Risks Rise

Extreme weather is driving up insured losses and exposing coverage gaps across Canada. Low-income and marginalized populations face higher risks, slower recovery, and increasing insurance costs.
December 22, 2025 Catastrophe Insurance Industry Property Risk Management

Should Insurance Adjusters Hug Policyholders After Major Losses?

A candid Reddit discussion in the adjusters subreddit reveals how claims professionals balance empathy, boundaries, and risk when emotions run high after major losses.
December 18, 2025 Catastrophe Education & Training Insurance Industry Liability Property

What Marijuana’s Schedule III Shift Means for Cannabis Insurance

Insurance adjusters, underwriters, and brokers should prepare for transitional risks, evolving D&O exposures, and new scrutiny in casualty lines.
December 18, 2025 Excess & Surplus Lines Insurance Industry Legislation & Regulation Liability Life & Health

NFIP Risk Rating 2.0 Premium Hikes Linked To Sharp Drop In Flood Insurance Policies

New research estimates premium changes under NFIP Risk Rating 2.0 reduced new policy counts and trimmed renewals, with the largest pullback in lower-income ZIP codes. For claims teams, the findings point to a wider protection gap and tougher recovery outcomes after flood losses.
December 18, 2025 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management

GLP-1 Drug Litigation Surges as Product Liability Risks Escalate

Widespread use of obesity drugs is fueling lawsuits, regulatory scrutiny, and new cost pressures for insurers and reinsurers.
December 18, 2025 Insurance Industry Legislation & Regulation Liability Life & Health Litigation

AI Transforms Insurance Decision-Making with Generative Tech and Intelligent Workflows

Insurers are leveraging generative AI to streamline workflows, ensure regulatory compliance, and enhance customer outcomes. The shift from prediction to real-time decision support is reshaping the industry.
December 18, 2025 Insurance Industry Legislation & Regulation Risk Management Technology
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