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Caterpillar’s AI Push Fuels New Insurance Risks in Autonomous Equipment

As Caterpillar evolves into a tech-driven service provider, insurers must rethink policies for autonomous systems, cross-border operations, and software-based liabilities.
October 29 Legislation & Regulation Liability Litigation Risk Management Technology

$18 Million Verdict: NCAA Found Negligent in Former College Player’s Head-Injury Suit

A jury in Orangeburg County, South Carolina awarded $18 million to former college football player Robert Geathers and his wife Debra after finding that the NCAA was negligent in failing to warn him of the long-term effects of repeated head trauma.
October 29 Insurance Industry Liability Life & Health Risk Management South Carolina

2025 Home Insurance Severity Hits 7-Year High

Wind, hail, and water-related claims pushed severity up 9% in 2024, with catastrophe claims reaching a 7-year high of 42%. Adjusters must navigate rising costs, inflation pressures, and shifting risk patterns.
October 27 Catastrophe Insurance Industry Property Risk Management

Liberty Mutual Sued for Failing to Defend Manufacturer in Property Damage Cases

Spears Manufacturing claims Liberty Mutual ignored defense duties in two major construction defect lawsuits, raising concerns about insurer obligations in property damage cases.
October 20 Insurance Industry Legislation & Regulation Liability Property Risk Management California Colorado Louisiana

Developing System in Caribbean Could Become Tropical Storm Melissa

Forecasters give the system an 80% chance of formation this week as it moves toward the Greater Antilles. No immediate Gulf Coast threat.
October 20 Catastrophe Insurance Industry Marine Property Risk Management

California Sues Plastic Bag Makers Over False Recycling Claims

The state of California alleges major plastic bag manufacturers falsely labeled their products as recyclable, triggering lawsuits and multimillion-dollar settlements.
October 20 Insurance Industry Legislation & Regulation Liability Risk Management California

AI-Powered Home ‘Digital Twins’ Aim to Revolutionize High-Risk Property Insurance

An MGA startup uses AI simulations to model catastrophe risks at the property level, targeting homes insurers often avoid. But what does it mean for claims handling?
October 17 Catastrophe Property Risk Management Technology California Florida

AI Uncertainty in Insurance: Coverage Gaps, Casualty Risks, and E&S Innovations

AI-native businesses push insurers to rethink liability forms and create new facilities as casualty risks evolve. Judgment and human expertise remain critical amid tech disruption.
October 16 Excess & Surplus Lines Insurance Industry Risk Management Technology California

Western Caribbean Faces Heightened Hurricane Risk Through Late October

CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.
October 16 Catastrophe Property Risk Management Alabama Florida Louisiana Mississippi Texas

Why 2025’s Hurricane Season Has Been Quiet for U.S. Claims, So Far

The 2025 season has been quieter than recent years in terms of U.S. landfalls, but meteorologists say storm activity has still been near average. Coastal adjusters should stay alert through season’s end.
October 15 Catastrophe Insurance Industry Risk Management

Cyberattacks Surge 50% in UK as Big Brands Like Jaguar Land Rover Hit

Jaguar Land Rover, Marks & Spencer, and Co-op among top UK firms facing costly cyber incidents, with insurance and supply chain impacts rippling across sectors.
October 14 Insurance Industry Risk Management Technology

Carriers Losing Agent Trust Over Poor Data and Delays

Independent agents say poor communication and outdated data are hurting productivity and trust. A new J.D. Power study reveals the breakdown costing insurers business.
October 14 Insurance Industry Risk Management Technology Underwriting

Nor’easter and Alaska Storm Trigger Claims Risks With Fatalities, Flooding, and Power Outages

Back-to-back coastal storms disrupt infrastructure and displace residents, with early season indicators of increased catastrophe activity this fall.
October 14 Catastrophe Insurance Industry Marine Property Risk Management Alaska Massachusetts New Jersey New York North Carolina

Predict and Prevent Strategy Gains Ground as Claims Costs Soar

Rising premiums, severe weather, and consumer distrust have pushed the personal lines market to a breaking point. Nationwide outlines how carriers and agents can restore trust through proactive protection.
October 13 Auto Insurance Industry Legislation & Regulation Property Risk Management

AI Missteps and Vendor Gaps Fuel Cyber Risks Across Sectors, Moody’s Finds

Moody’s 2025 Cyber Survey reveals alarming cybersecurity shortfalls across nearly 2,000 organizations globally, with direct implications for risk management and insurance claims handling.
October 10 Insurance Industry Legislation & Regulation Risk Management Technology
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