Back-to-back storms have caused major flooding across Hawaii, forced thousands to evacuate, and damaged homes, roads, hospitals, schools, and other infrastructure.

A destructive Iran-linked cyberattack with no ransom demand is forcing insurers to confront attribution issues, policy wording gaps, and rising exposure to state-backed cyber incidents.

State regulators are accelerating enforcement on AI use in insurance, exposing carriers to fines and legal risk when decision models lack transparency.

Claims data shows a growing gap between driver awareness and behavior, while telematics and vehicle technology reshape liability, repair costs, and prevention strategies.

Digital pet insurer routes all claims through AI while expanding pre-claims tools to guide care and control costs.

Chubb says it will control underwriting, pricing, policy issuance, and claims in a $20 billion maritime war risk facility backed by the US International Development Finance Corporation. Vessel eligibility set by the US government will determine which ships and cargo can access coverage for Strait of Hormuz transits.

New parametric-style contracts promise instant payouts and real-time risk pricing, but questions remain about regulation, reliability, and claims implications.

Fresh cracking, jammed doors, and signs of instability forced a sudden evacuation at The Rialto in Orlando. For adjusters, the case highlights habitability, business interruption, liability, and structural defect exposures in Florida multifamily properties.

New warnings highlight how delayed adoption of post-quantum cryptography could expose insurers to future breaches, regulatory pressure, and operational disruption.

The revised opioid settlement plan introduces opt-in releases and shifts insurance rights to trusts, setting up new coverage disputes and claims handling challenges.

Revenue sharing and NIL deals are pushing universities to manage injury, compensation, and reputational risks similar to professional sports programs.

Many homeowners renting their properties short term do not realize their policies may exclude commercial activity, exposing them to denied claims, liability gaps, and policy cancellations.

Risk managers report billing fraud as the top scheme, with deepfake and AI-enabled crime reshaping internal controls and insurance buying decisions.

Expanded discovery and scrutiny of litigation funding signal a shift in how fraud indicators are handled in high-volume injury litigation.

Aerial imagery, supervised machine learning, and Gen AI are expanding underwriting and claims capabilities, but insurers face mounting pressure to validate data, manage uncertainty, and protect customer trust.