SpaceX's public filings place extraordinary emphasis on Elon Musk's role in the company's value. A new legal analysis argues that investors may have a legitimate insurable interest in his continued life under Texas law, raising broader questions about key person risk and insurance capacity.

New research finds that extreme coastal flooding events once considered rare are occurring far more often due to sea level rise linked to human-caused climate change. The findings carry significant implications for insurers, catastrophe planners, and coastal communities.

Gallagher's 2026 survey finds business owners increasingly integrating risk management into operations as concerns grow over AI, cyber threats, supply chain disruptions, and severe weather exposures.

SpaceX's proposed shareholder arbitration requirements and a surge in AI-related IPOs could change securities litigation exposure while prompting insurers to broaden D&O coverage offerings.

Five earthquakes off the Northern California coast caused little damage, but they renewed attention on the fact that most California homeowners lack earthquake insurance and would receive no coverage for quake-related property losses.

Commercial insurance carriers are rapidly deploying AI underwriting tools, but many leaders lack confidence in the strategic framework needed to maximize those investments and deliver measurable business outcomes.

Swiss Re says uninsured catastrophe losses rose 7% last year, with North America facing the largest gap as exposed property values climb.

The Institutes Knowledge Group's 2026 Skills Report finds AI literacy, claims expertise, leadership, and risk management skills are becoming critical as insurance roles evolve.

A new Marsh report shows global transactional risk insurance claims rose 34% in 2025, with financial statement breaches accounting for more than half of total paid losses and insurers paying nearly $650 million worldwide.

Economic pressure and rising insurance premiums are driving record shopping activity, forcing carriers to rethink retention strategies, customer communication, and AI-driven workflows.

Munich Re says El Niño conditions could suppress Atlantic hurricane activity while increasing typhoon risks across the western Pacific. The reinsurer warns that even a quiet season can still produce catastrophic insured losses.

AI-powered claims handling, rising veterinary costs, and employer-sponsored coverage are reshaping the pet insurance market worldwide. Insurers are betting on faster claims payments and digital distribution to close the large uninsured pet gap in the U.S.

The U.S. property and casualty market recorded its strongest underwriting result in more than a decade in 2025, but adjusters still face elevated catastrophe exposure, litigation pressure and rising replacement costs.

Small landscaping changes can redirect water toward foundations, increase basement flooding risk, and complicate homeowners insurance claims after heavy rain or storms.

Forecasters say exceptionally warm Pacific waters and a developing El Niño could push tropical systems farther north in 2026, increasing flood and storm concerns for Hawaii and Southern California homeowners.