New research shows business interruption and system-wide losses from blackouts can dwarf insured property damage, raising questions for catastrophe modeling and resilience investment.

As data center construction surges across the U.S., insurers and adjusters confront unprecedented aggregation of values, supply chain delays, and power-related risks that complicate coverage and claims handling.

More frequent disasters are straining commercial insurance programs, forcing companies to retain more risk and explore captives to address losses that traditional policies no longer cover.

Prolonged ice, power outages, and lingering cold raise concerns over property damage, frozen pipes, and business interruption claims across much of the US.

Grid operators warn of record winter demand and prolonged outages as ice damage, extreme cold, and emergency measures collide across multiple regions.

A new YouGov survey finds widespread concern about global climate impacts, but far fewer Americans expect serious harm to themselves or their property.

Ice and heavy snow from Texas to the Northeast could trigger widespread outages, dangerous travel, and a surge in property and auto claims.

Allianz’s 2026 Risk Barometer shows cyber incidents, AI liability, and business interruption reshaping claims exposure across industries worldwide.

As federal agencies scale back climate and weather programs, nonprofit groups are stepping in to preserve datasets critical to catastrophe modeling, insurance claims analysis, and risk mitigation.

As insurers rush to deploy AI agents, new governance, data controls, and decision frameworks are becoming critical to claims accuracy, compliance, and trust.

A new WWF white paper says degraded ecosystems are amplifying climate losses, pushing premiums higher, limiting coverage, and leaving more risks uninsured across advanced economies.

NOAA’s warning underscores exposure tied to power quality, satellite services, and timing-dependent operations that can trigger complex business interruption claims without physical damage.

Texas recorded more tornadoes than any other state in 2025, intensifying claims activity, pushing premiums higher, and renewing scrutiny on wind and hail deductibles across the property insurance market.

A growing flood protection gap is driving insurers and large businesses toward parametric coverage and captive risk structures as legacy models fall short.

SB 876 would mandate upfront claim payments, double ALE limits, and impose new timelines for insurers after wildfire disasters.