New UNEP report finds most countries failing to curb emissions, signaling near-term climate overshoot and a growing burden on insurance systems.

With insurance take-up rates below 20%, Hurricane Melissa’s record-setting impact on Jamaica exposes significant coverage gaps. Verisk and Aon warn of rising insured and economic losses.

After a truck crash in Mississippi released rhesus macaques from Tulane’s research program, conflicting reports and a lack of transparency raise public health and ethical concerns.

A brief but widespread AWS outage affected over 70,000 organizations, but insurers expect minimal loss exposure due to short duration, reimbursements, and modeled risk expectations.

Hurricane Melissa is bearing down on Jamaica as a Category 5 storm, set to make what may become the island’s strongest landfall on record. Melissa has sustained winds well above 157 mph, is moving very slowly, and will trigger an extreme combination of storm surge, torrential rainfall, flash flooding and landslides.

Wind, hail, and water-related claims pushed severity up 9% in 2024, with catastrophe claims reaching a 7-year high of 42%. Adjusters must navigate rising costs, inflation pressures, and shifting risk patterns.

Outdated fund management slows claims payments, erodes profits, and hurts customer retention across the insurance value chain.

The Caribbean is under severe threat as Hurricane Melissa has rapidly intensified into a Category 5 hurricane and is projected to make landfall in Jamaica early this week. With maximum sustained winds around 160 mph and a crawl speed of approximately 3 mph, Melissa is poised to do unprecedented damage for the island.

Forecasters give the system an 80% chance of formation this week as it moves toward the Greater Antilles. No immediate Gulf Coast threat.

As catastrophic medical claims rise, brokers must match stop-loss with aggressive claim management to protect self-funded plans.

Projected cyclone-driven blackouts along the Gulf and Atlantic coasts could double by century’s end, with Hispanic and low-income communities facing the brunt of the impact.

An MGA startup uses AI simulations to model catastrophe risks at the property level, targeting homes insurers often avoid. But what does it mean for claims handling?

The Mississippi Supreme Court has closed the door on an 18-year dispute, upholding nearly $15M in penalties against USAA for bad-faith claim handling after Hurricane Katrina.

CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.

The 2025 season has been quieter than recent years in terms of U.S. landfalls, but meteorologists say storm activity has still been near average. Coastal adjusters should stay alert through season’s end.