
Court Confirms Depreciation on Repair Costs Under ACV Policies
Sixth Circuit ruling confirms insurers can deduct depreciation from repair payments unless policyholders complete repairs to trigger replacement-cost coverage.
March 30
Insurance Industry
Legislation & Regulation
Litigation
Property

New Orleans Attorneys Convicted in Staged Crash Insurance Fraud Scheme
Federal jury finds law firms and co-conspirators guilty in long-running scheme targeting commercial auto policies and inflating claims through staged accidents and unnecessary medical treatments.
March 25
Auto
Fraud
Insurance Industry
Litigation
Louisiana

Supreme Court Limits ISP Liability in $1B Music Piracy Case
Justices rule ISPs are not liable for user piracy without proof of intent, reshaping exposure for digital service providers and insurers.
March 25
Insurance Industry
Liability
Litigation
Technology

Uber Backs Legal Reform as Litigation Costs Drive Auto Claim Inflation
Rideshare insurer costs surge as fraud, attorney solicitation, and third-party funding reshape auto claims severity and settlement dynamics.
March 25
Auto
Fraud
Insurance Industry
Legislation & Regulation
Litigation
California
New York

Florida Safe Home Grants Questioned Over Roof Effectiveness and Insurance Savings
Lawmakers and inspectors question whether roof-focused mitigation grants reduce claims or premiums, citing verification gaps and limited insurance credits.
March 23
Catastrophe
Legislation & Regulation
Litigation
Property
Underwriting
Florida

Stryker Cyberattack Tests War Exclusion Clauses in Cyber Insurance Policies
A destructive Iran-linked cyberattack with no ransom demand is forcing insurers to confront attribution issues, policy wording gaps, and rising exposure to state-backed cyber incidents.
March 23
Insurance Industry
Litigation
Risk Management
Technology

FedEx Driver’s Family Trip to New York Not Covered Under Florida Workers’ Comp, Court Rules
A Florida appeals court ruled that workers' compensation carriers are not required to pay for out-of-state travel that is not medically necessary, even when a catastrophic injury claimant argues the trip would improve mental health.
March 23
Legislation & Regulation
Liability
Litigation
Workers' Compensation
Florida
New York

Purdue Pharma Bankruptcy Reshapes Third-Party Releases and Insurance Exposure
The revised opioid settlement plan introduces opt-in releases and shifts insurance rights to trusts, setting up new coverage disputes and claims handling challenges.
March 23
Insurance Industry
Legislation & Regulation
Liability
Litigation
Risk Management
New York

Allstate Alleges $25M Texas Chiropractic Scheme Inflated Auto Injury Claims
The insurer claims a network of chiropractic clinics pushed identical treatments and relied on letters of protection to inflate injury claims tied to car accidents.
March 12
Auto
Fraud
Insurance Industry
Litigation
Texas

Wisconsin Appeals Court Finds Gig Delivery Exclusion Ambiguous in DoorDash Crash Case
A Wisconsin appeals court ruled that a personal auto policy must cover a DoorDash driver's crash because the policy's delivery-related business exclusion was ambiguous. The decision raises questions for insurers drafting gig economy exclusions.
March 12
Auto
Insurance Industry
Legislation & Regulation
Litigation
Wisconsin

California Family Accused of Staging Porsche Crash for $39K Insurance Payout
Investigators say a planned rear-end collision involving a rental vehicle and a Porsche Cayenne led to nearly $39,000 in insurance payouts before claim inconsistencies and cellphone records exposed the alleged scheme.
March 4
Auto
Fraud
Insurance Industry
Litigation
California

QBE Survey: 80% of Large U.S. Companies Hit by Employee Fraud as AI Threat Grows
Risk managers report billing fraud as the top scheme, with deepfake and AI-enabled crime reshaping internal controls and insurance buying decisions.
March 4
Fraud
Insurance Industry
Litigation
Risk Management
Technology

Baton Rouge Couple Arrested in $30K Staged Crash Insurance Fraud Case
Louisiana investigators say the pair filed sworn statements claiming injuries from a parking lot crash, but surveillance video showed they were not inside the vehicle.
March 4
Auto
Fraud
Litigation
Louisiana

Third-Party Litigation Funding Faces Discovery in NY Construction Injury Cases
Expanded discovery and scrutiny of litigation funding signal a shift in how fraud indicators are handled in high-volume injury litigation.
March 3
Fraud
Litigation
Property
Risk Management
New York

Utah Supreme Court Rules Workers’ Comp Carrier Must Pay Full Share of Legal Fees
Decision clarifies that future exposure counts when calculating an insurer's share of third-party settlement costs in Utah workers' comp claims.
March 2
Insurance Industry
Litigation
Subrogation
Workers' Compensation



