Key Loss Adjusting Trends Shaping Property Claims in 2025
Sedgwick’s 2025 Loss Adjusting Insights Report explores the top nine trends—from tariffs and tech to legislation and climate change—reshaping property claims today.
August 25
Catastrophe
Legislation & Regulation
Property
Technology
California
Florida
Hawaii
Illinois
Iowa
Waymo Begins Autonomous Vehicle Testing on New York City Streets
Waymo has received New York City’s first permit to test autonomous vehicles with human drivers on board, marking a key step in expanding self-driving operations.
August 25
Auto
Insurance Industry
Legislation & Regulation
Technology
New York
JPMorgan Must Defend Elder Fraud Arbitration Claim from Widow
A federal judge ruled that JPMorgan must face arbitration over claims it failed to prevent a widow’s son from stealing $8.4 million from her bank accounts after her husband’s death.
August 20
Fraud
Legislation & Regulation
Litigation
Risk Management
California
Florida
Massachusetts
New York
Record-Breaking Insured Losses in 2025 Highlight Growing Impact of U.S. Wildfires and Storms
The first half of 2025 brought $84 billion in insured catastrophe losses, driven by U.S. wildfires and severe convective storms, making it the costliest H1 since 2011.
August 14
Catastrophe
Insurance Industry
Property
Risk Management
California
Florida
New Jersey
New York
North Carolina
Private Equity Pushes Life Insurers to Rethink Their Business Model
As private equity firms rapidly reshape life insurance with asset-focused strategies, incumbents face pressure to adapt or risk being outpaced in a changing market.
August 1
Insurance Industry
Legislation & Regulation
Life & Health
Risk Management
New York
Rising Litigation Costs and Tort Reform Momentum Shape Liability Claims in 2025
Tort reform efforts in states like Georgia and Florida are reshaping the liability claims landscape in 2025, as litigation costs soar and attorney involvement rises rapidly.
August 1
Insurance Industry
Legislation & Regulation
Liability
Litigation
California
Delaware
Florida
Georgia
Louisiana
High Noon Recalls Vodka Seltzers After Label Mix-Up with Celsius Energy Drinks
High Noon is recalling vodka seltzers mistakenly labeled as Celsius energy drinks, leading to a risk of accidental alcohol consumption. No illnesses have been reported.
August 1
Insurance Industry
Legislation & Regulation
Property
Risk Management
Florida
Michigan
New York
Ohio
Oklahoma
GEICO Takes Legal Action Against Brooklyn Pharmacy for $3.5 Million in Alleged No-Fault Insurance Fraud
GEICO alleges a Brooklyn pharmacy exploited New York’s No-Fault system by billing over $3.5 million for medically unnecessary pain creams and violating a prior court injunction.
July 25
Auto
Fraud
Insurance Industry
Litigation
New York
NYC Taxis Use Surveillance Technology to Fight Back Against Insurance Fraud
With taxi fraud costing NYC $1 billion annually, a new initiative is equipping cabs with surveillance cameras to deter scams and lower costs for drivers and insurers.
July 25
Auto
Fraud
Insurance Industry
Technology
California
New York
Why the U.S. Faces Soaring Hurricane Losses as Storms Grow Stronger
With climate change intensifying storms, insured hurricane losses in the U.S. could surge 50%—testing the limits of insurers, infrastructure, and public preparedness.
July 17
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Massachusetts
New York
Texas
Nail Salon Owner Arrested on Multiple Arson and Insurance Fraud Charges
Town of Newburgh authorities and federal agents allege a local salon owner deliberately set an August 2022 fire at her own shop to collect insurance payouts amid severe financial distress.
June 19
Fraud
Legislation & Regulation
Litigation
Property
New York
Finding Common Ground in Professional Liability Defense Strategies
Early collaboration between carriers, insureds, and panel counsel in professional liability claims reduces defense costs, preserves policy limits, and strengthens renewal prospects through faster settlements.
June 19
Insurance Industry
Litigation
Risk Management
Underwriting
Louisiana
New York
Texas
Purdue Pharma Gains Widespread State Backing for $7.4 Billion Opioid Crisis Settlement
Fifty-five states and territories back Purdue Pharma’s $7.4B opioid settlement plan, aiming to resolve lawsuits and distribute funds to governments, tribes, and individuals.
June 16
Insurance Industry
Legislation & Regulation
Life & Health
Litigation
New York
Oklahoma
Court Upholds Lloyd’s Denial in Diamond Loss Case Over Inactive Security System
A New York appellate court affirms Lloyd’s denial of coverage in a diamond loss claim, emphasizing that policyholders must maintain fully operational security systems.
June 12
Insurance Industry
Litigation
Property
Risk Management
New York
Food Delivery Giants Resolve Legal Fight Over NYC Wage and Fee Laws
DoorDash, Grubhub, and Uber Eats settled lawsuits over New York City laws boosting delivery worker pay and capping restaurant fees, paving the way for legal revisions.
June 9
Insurance Industry
Legislation & Regulation
Risk Management
Workers' Compensation
New York
