Why Casualty Claims Are Harder to Settle in 2026 Despite Market Stabilization
Rates may be leveling off, but jury behavior, litigation funding, and documentation demands continue to drive claim severity and settlement complexity heading into 2026.
January 12
Auto
Insurance Industry
Liability
Litigation
Property
California
Illinois
New York
Texas
Wildfires and Hailstorms Drive $100B in Insured Losses Again in 2025
The 2025 Los Angeles wildfire was the costliest ever, but quieter, relentless storms caused even more damage nationwide. The result is soaring insurance costs and shrinking coverage options.
December 22, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Underwriting
California
Florida
Texas
Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence
A new survey finds most homeowners believe they're fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.
December 12, 2025
Catastrophe
Education & Training
Insurance Industry
Property
Risk Management
Arizona
California
Florida
Louisiana
Nevada
Rising Ocean Temps to Drive Massive Insured Losses From Cat 5 Hurricanes in Florida, East Coast
New research links a warming Atlantic to more extreme hurricane activity, with Florida, New York, and the Carolinas facing sharp increases in storm-driven insurance claims.
December 4, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Florida
Massachusetts
New York
North Carolina
Rhode Island
Federal Jury Convicts Two in ACA Subsidy Fraud Involving Homeless Enrollees
A South Florida jury found two men guilty of exploiting ACA subsidies by enrolling homeless individuals in plans they didn't qualify for, generating millions in commissions.
November 19, 2025
Fraud
Insurance Industry
Legislation & Regulation
Life & Health
Arizona
Florida
Texas
Auto Insurance Fraud in Texas Triggers RICO Lawsuit from Allstate
Allstate claims Texas medical clinics orchestrated a massive auto injury fraud scheme that could reshape how insurers pursue suspected fraud.
November 11, 2025
Auto
Fraud
Legislation & Regulation
Litigation
Technology
Texas
Truck Driver Injury Suit Against Non-Subscribing Employer Not Subject to Arbitration
A Texas appellate court sided with a commercial driver, finding he was exempt from arbitration under the Federal Arbitration Act's transportation worker exception.
November 5, 2025
Liability
Litigation
Workers' Compensation
Texas
Western Caribbean Faces Heightened Hurricane Risk Through Late October
CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.
October 16, 2025
Catastrophe
Property
Risk Management
Alabama
Florida
Louisiana
Mississippi
Texas
New Risks for Adjusters: Hempcrete Homes, Mobile Nuclear Reactors, and High-Tech Farms
Biogenic building materials, mobile nuclear reactors, and AI-powered farms introduce new risks and opportunities for claims adjusters.
October 9, 2025
Insurance Industry
Property
Risk Management
Technology
Colorado
Michigan
Texas
Texas Insurance Agent Sentenced for Pocketing Nearly $300K in Premium Overcharges
A former Texas insurance agent has been sentenced to five years in prison after pleading guilty to stealing nearly $300,000 in premiums from a municipal waste authority.
September 22, 2025
Fraud
Insurance Industry
Legislation & Regulation
Risk Management
Texas
Why the Atlantic Hurricane Season Has Suddenly Gone Quiet in September
Despite reaching the statistical peak of hurricane season, the Atlantic basin is unusually quiet this September, with no active storms and limited tropical development expected.
September 10, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Georgia
North Carolina
Tennessee
Texas
Underwriting Profit Triples for U.S. Property/Casualty Insurers in Early 2025 Despite Mixed Income
The U.S. P/C insurance industry posted a $11.5B underwriting gain in H1 2025, aided by fewer Q2 catastrophes, despite a sharp decline in investment-driven net income.
September 4, 2025
Catastrophe
Insurance Industry
Property
Underwriting
California
Georgia
Texas
Insurers Seek to Void Marine Policy After Yacht Crash Off California Coast
Specialty insurers are asking a California court to void a yacht policy after a collision, alleging the insured failed to meet critical warranty and disclosure terms.
September 2, 2025
Excess & Surplus Lines
Insurance Industry
Litigation
Marine
California
Texas
How a $100 Billion Hurricane Could Strike the US and What Insurers Need to Know
Major U.S. metro areas are increasingly vulnerable to $100 billion hurricane losses. This KCC report shows where it's most likely and how insurers can prepare for the next big one.
August 29, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Connecticut
Florida
Louisiana
Massachusetts
New Jersey
Key Loss Adjusting Trends Shaping Property Claims in 2025
Sedgwick's 2025 Loss Adjusting Insights Report explores the top nine trends-from tariffs and tech to legislation and climate change-reshaping property claims today.
August 25, 2025
Catastrophe
Legislation & Regulation
Property
Technology
California
Florida
Hawaii
Illinois
Iowa
