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How Georgia Can Tackle Rising Insurance Premiums and Loss Ratios

How Georgia Can Tackle Rising Insurance Premiums and Loss Ratios

Georgia homeowners face surging premiums after back-to-back hurricanes. Lawmakers and insurers are exploring solutions to stabilize the market and protect consumers.
June 9, 2025 Catastrophe Legislation & Regulation Property Risk Management Alabama Arkansas Florida Georgia Louisiana

Severe Storms in US and Europe Trigger Massive Insured Losses

Severe Storms in US and Europe Trigger Massive Insured Losses

Severe storms across the US and Europe from late May to early June caused extensive hail, flood, and wind damage, with insured losses reaching into the billions.
June 9, 2025 Catastrophe Insurance Industry Property Risk Management Illinois Iowa Kansas Missouri Texas

Storm Surge Risk Threatens Billions in Coastal Property Value Across 20 States

Storm Surge Risk Threatens Billions in Coastal Property Value Across 20 States

Over 6.4 million homes in coastal U.S. states face moderate or greater storm surge risk, with $2.2 trillion in potential reconstruction costs, according to 2025 Cotality data.
June 2, 2025 Catastrophe Legislation & Regulation Property Risk Management Alabama Connecticut Delaware District Of Columbia Florida

Early-Season Hurricanes: Where June Storms Typically Form and Why Activity Has Increased

Early-Season Hurricanes: Where June Storms Typically Form and Why Activity Has Increased

Although June is typically a quiet start to Atlantic hurricane season, recent years show a rise in early storm activity, especially near the Gulf and Southeast U.S. coasts.
May 28, 2025 Catastrophe Insurance Industry Property Risk Management Alabama Louisiana Texas

Texas Faces Critical Flood Insurance Gap as Risk Rises Statewide

Texas Faces Critical Flood Insurance Gap as Risk Rises Statewide

A new report by Neptune Flood highlights Texas’s escalating flood risk and the urgent need to close the state’s massive and growing insurance coverage gap.
May 21, 2025 Catastrophe Insurance Industry Legislation & Regulation Property Texas

Millions of Homes Unprotected as Climate-Driven Insurance Costs Soar

Millions of Homes Unprotected as Climate-Driven Insurance Costs Soar

New research shows insurance protects against climate disasters, but millions of flood-prone homes remain uninsured as premiums climb beyond affordability.
May 20, 2025 Catastrophe Legislation & Regulation Property Risk Management California Florida Kentucky Louisiana New York

Escrow Officer Sentenced to Prison for Orchestrating $350K Title Fraud Scheme in Texas

Escrow Officer Sentenced to Prison for Orchestrating $350K Title Fraud Scheme in Texas

A McAllen, Texas escrow officer was sentenced to 24 months in prison for wire fraud after falsifying real estate documents and defrauding lenders and buyers of over $350,000.
May 13, 2025 Fraud Insurance Industry Litigation Property Texas

Lawsuits Target Auto Insurers and Carmakers Over Secret Driver Data Collection

Lawsuits Target Auto Insurers and Carmakers Over Secret Driver Data Collection

Major lawsuits are shedding light on how insurers and automakers collect, share, and monetize driver data—often without the consumer’s clear consent or knowledge.
May 1, 2025 Auto Legislation & Regulation Litigation Technology Florida Texas

2025 Southeast Texas Hurricane Guide Released for Upcoming Season

2025 Southeast Texas Hurricane Guide Released for Upcoming Season

The National Weather Service Houston/Galveston office has published the 2025 Hurricane and Severe Weather Guide, offering Southeast Texas residents crucial preparedness tips for the season ahead.
April 28, 2025 Catastrophe Insurance Industry Property Risk Management Texas

Neutral Pacific Waters Signal Potential Spike in Atlantic Hurricanes

Neutral Pacific Waters Signal Potential Spike in Atlantic Hurricanes

With La Niña officially over and El Niño unlikely, the Atlantic may face an active hurricane season as neutral Pacific conditions remove key storm barriers.
April 21, 2025 Catastrophe Insurance Industry Property Risk Management Alabama Florida Louisiana Mississippi Texas

Texas Widow Working Two Jobs Says Former Insurance Agent Took $9K in Premium Payments

Texas Widow Working Two Jobs Says Former Insurance Agent Took $9K in Premium Payments

A Friendswood, Texas woman says she lost nearly $9,000 after paying premiums via Venmo to a former insurance agent who had already surrendered his license.
April 18, 2025 Auto Fraud Insurance Industry Property Texas

Where Home Insurance Still Costs Under $1,200 a Year

Where Home Insurance Still Costs Under $1,200 a Year

As extreme weather drives up insurance rates nationwide, a few Midwestern states still offer annual home insurance premiums under $1,200 thanks to lower risk and better mitigation.
April 8, 2025 Catastrophe Insurance Industry Property Risk Management Florida Indiana Louisiana North Carolina Ohio

Historic Flooding Threat Intensifies Across Central US After Devastating Storms and Tornadoes

Historic Flooding Threat Intensifies Across Central US After Devastating Storms and Tornadoes

Following deadly tornadoes and widespread storm damage, central US states now face a rare high-risk flood event that could bring once-in-a-generation impacts.
April 4, 2025 Catastrophe Property Arkansas Indiana Kentucky Mississippi Missouri

Judge Rejects J&J’s $10B Settlement, Citing Insufficient Plaintiff Support

Judge Rejects J&J’s $10B Settlement, Citing Insufficient Plaintiff Support

A judge has rejected Johnson & Johnson’s $10 billion settlement proposal for talc-related ovarian cancer lawsuits, citing insufficient plaintiff support and procedural flaws. The decision forces J&J back to the tort system, impacting potential future claims and litigation strategies for insurers.
April 2, 2025 Insurance Industry Liability Litigation Risk Management Texas

Gen Z’s Mortgage Risk: Climate Change & Insurance Costs

Gen Z’s Mortgage Risk: Climate Change & Insurance Costs

Rising insurance premiums and climate-related disasters are forcing Gen Z to scrutinize weather patterns before buying homes, reshaping the American Dream.
March 25, 2025 Catastrophe Insurance Industry Property Risk Management Technology Florida Texas
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