Millions of Homes Unprotected as Climate-Driven Insurance Costs Soar

New research shows insurance protects against climate disasters, but millions of flood-prone homes remain uninsured as premiums climb beyond affordability.
May 20 Catastrophe Legislation & Regulation Property Risk Management California Florida Kentucky Louisiana New York

West Virginia Man Charged After Illegally Using Over $20K in Deceased Relative’s Workers’ Comp Payments

A Salt Rock resident faces multiple felony charges after admitting to using more than $20,000 in workers’ comp benefits sent in error to his deceased relative’s account.
May 20 Fraud Insurance Industry Litigation Workers' Compensation West Virginia

Hurricane Helene’s Economic Impact Could Reach $160 Billion Due to Infrastructure Destruction and Business Losses

Economic estimates for Hurricane Helene project up to $160 billion in damage, driven by widespread infrastructure failure, property loss, business disruption, and long-term recovery costs.
September 30, 2024 Catastrophe Insurance Industry Property Risk Management Florida Georgia Kentucky North Carolina Ohio

Second Highest Number of Billion-Dollar Disasters by July 2024 in U.S. History: NOAA

By the end of July 2024, the United States witnessed 19 weather and climate disasters exceeding $1 billion each, making it the second-highest year-to-date count, with extreme heat, wildfires, and Hurricane Beryl playing significant roles.
August 13, 2024 Catastrophe Insurance Industry Property Risk Management California Illinois New Hampshire North Carolina West Virginia

New Study Uncovers State Variations in Workers’ Compensation for First Responders’ Mental Health

Recent research from the FIRST Center highlights significant differences in state workers’ compensation laws for first responders with mental health conditions, emphasizing the need for uniform presumption laws.
July 16, 2024 Legislation & Regulation Life & Health Risk Management Workers' Compensation Alaska Arizona California Colorado Connecticut

West Virginia Supreme Court Rules on Workers’ Compensation and Product Liability

The West Virginia Supreme Court ruled that a worker can pursue a civil lawsuit against third-party manufacturers despite a denied workers’ compensation claim, marking a significant victory for workers’ compensation plaintiff attorneys.
June 13, 2024 Insurance Industry Legislation & Regulation Litigation Workers' Compensation West Virginia

Worker Awarded Compensation for Double Amputation Sustained While Assisting Accident Victim

A West Virginia appellate court ruled that a worker injured while assisting an accident victim during a work-related trip is entitled to workers’ compensation benefits, overturning previous decisions.
May 31, 2024 Insurance Industry Liability Litigation Workers' Compensation Pennsylvania West Virginia

West Virginia Supreme Court Ruling Changes Workers’ Compensation Disability Determinations

A recent ruling by the West Virginia Supreme Court mandates that preexisting conditions should not reduce disability awards unless total permanent disability is involved.
April 24, 2024 Legislation & Regulation Litigation Risk Management Workers' Compensation West Virginia

Independent Adjusters Face Industry Shifts Amid Quality Concerns and Carrier Changes

The adjuster community on Reddit discusses the evolving landscape of independent adjusting, sharing personal experiences and perspectives on industry changes.
April 5, 2024 Education & Training Insurance Industry Legislation & Regulation Technology Florida Georgia Indiana Kentucky Louisiana

Insurers and Consumers Face Growing Legal Costs Amid Social Inflation

Innovative legal tactics and social inflation are driving up insurance premiums and contributing to a hidden ’tort tax’ for American households.
April 5, 2024 Auto Insurance Industry Legislation & Regulation Property California Florida Indiana Kentucky Louisiana

Damaging Storms Sweep Across the Heartland, Leaving Destruction and Power Outages

The latest storms bring a wave of destruction through the heartland, with the Ohio Valley suffering severe damage, power outages, and injuries.
April 5, 2024 Catastrophe Property Risk Management Alabama Georgia Illinois Indiana Kentucky

Ohio Manufacturer Faces OSHA Penalties for Repeated Safety Violations

Despite previous citations, ArcelorMittal Tubular Products USA LLC fails to safeguard an employee from severe injuries, incurring over $250,000 in OSHA penalties.
April 3, 2024 Legislation & Regulation Life & Health Workers' Compensation Illinois Indiana Ohio Pennsylvania West Virginia

Courts Still Grappling with COVID-19 Workers’ Compensation Claims Amid Long COVID Concerns

As the pandemic ends, courts continue to evaluate COVID-19 workers’ compensation claims, highlighting the ongoing challenges of proving work-related long COVID disabilities.
February 21, 2024 Legislation & Regulation Life & Health Risk Management Workers' Compensation Alabama Maryland West Virginia

Navigating the New Terrain: How States are Reforming Tort Laws Amid Rising Litigation Challenges

In response to the surge in litigation costs and nuclear verdicts, various states have enacted significant tort reforms to balance corporate accountability and economic growth.
February 1, 2024 Insurance Industry Legislation & Regulation Litigation Florida Georgia Indiana Iowa Kansas

State Insurance Legislators Endorse "Colorado-Plus" Model for Dental Plan MLRs

The National Council of Insurance Legislators adopts a Colorado-inspired model for dental plans’ Medical-Loss Ratios, aiming for fairer premium spending on patient care.
January 30, 2024 Insurance Industry Legislation & Regulation Life & Health Colorado Massachusetts West Virginia

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