Deep Freeze Hits Southeast With Snowstorms, Widespread Claims, and Florida Crop Risk
A prolonged Arctic outbreak brings snow, crashes, power outages, and freeze losses across the Southeast, raising claim concerns from auto accidents to Florida citrus damage.
February 2
Auto
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Louisiana
Mississippi
New Jersey
North Carolina
Winter Storm Fern Poised to Drive Billion-Dollar Insured Losses Across 34 States
Prolonged ice, power outages, and lingering cold raise concerns over property damage, frozen pipes, and business interruption claims across much of the US.
January 26
Catastrophe
Insurance Industry
Property
Risk Management
District Of Columbia
Louisiana
Mississippi
New York
Tennessee
Ice Storm Strains US Power Grids as Blackout Risks Rise From Texas to New England
Grid operators warn of record winter demand and prolonged outages as ice damage, extreme cold, and emergency measures collide across multiple regions.
January 26
Auto
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Connecticut
District Of Columbia
Illinois
Louisiana
Maine
Tort Reform Spurs Auto Rate Decreases Across Louisiana Insurance Market
State regulators report more than 20 auto insurance rate decreases since mid-2025, citing reduced litigation and lessons from Florida’s reform-driven market recovery.
January 19
Auto
Insurance Industry
Legislation & Regulation
Litigation
Risk Management
Florida
Georgia
Louisiana
Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence
A new survey finds most homeowners believe they’re fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.
December 12, 2025
Catastrophe
Education & Training
Insurance Industry
Property
Risk Management
Arizona
California
Florida
Louisiana
Nevada
Louisiana Insurance Crisis Deepens as Infrastructure and Mold Threaten Home Values
In Houma and Thibodaux, outdated drainage systems, aggressive mold outbreaks, and new risk maps are reshaping how claims are assessed and policies are priced.
November 11, 2025
Insurance Industry
Property
Risk Management
Underwriting
Louisiana
Liberty Mutual Sued for Failing to Defend Manufacturer in Property Damage Cases
Spears Manufacturing claims Liberty Mutual ignored defense duties in two major construction defect lawsuits, raising concerns about insurer obligations in property damage cases.
October 20, 2025
Insurance Industry
Legislation & Regulation
Liability
Property
Risk Management
California
Colorado
Louisiana
Western Caribbean Faces Heightened Hurricane Risk Through Late October
CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.
October 16, 2025
Catastrophe
Property
Risk Management
Alabama
Florida
Louisiana
Mississippi
Texas
Former New Orleans 911 Director Found Guilty of Insurance Fraud and Misuse of Emergency Authority
Former New Orleans 911 Director Tyrell Morris has been convicted of multiple charges, including insurance fraud and impersonating a peace officer, stemming from a 2023 crash.
September 29, 2025
Fraud
Insurance Industry
Legislation & Regulation
Litigation
Louisiana
How a $100 Billion Hurricane Could Strike the US and What Insurers Need to Know
Major U.S. metro areas are increasingly vulnerable to $100 billion hurricane losses. This KCC report shows where it’s most likely and how insurers can prepare for the next big one.
August 29, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Connecticut
Florida
Louisiana
Massachusetts
New Jersey
Key Loss Adjusting Trends Shaping Property Claims in 2025
Sedgwick’s 2025 Loss Adjusting Insights Report explores the top nine trends—from tariffs and tech to legislation and climate change—reshaping property claims today.
August 25, 2025
Catastrophe
Legislation & Regulation
Property
Technology
California
Florida
Hawaii
Illinois
Iowa
Quiet Start to 2025 Hurricane Season May Be Deceiving as Forecasters Predict Spike in Storms Ahead
Although the Atlantic hurricane season began quietly, meteorologists warn that most tropical activity typically occurs after August 1 and that conditions are ripe for storms ahead.
August 1, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Louisiana
Insurance Industry Under Pressure as AI Data Centers Expand Rapidly Across the U.S.
As AI-fueled mega data centers multiply, insurers face mounting pressure to provide sufficient capacity and specialized coverage to meet soaring operational risks.
August 1, 2025
Catastrophe
Property
Risk Management
Technology
Louisiana
Ohio
Rising Litigation Costs and Tort Reform Momentum Shape Liability Claims in 2025
Tort reform efforts in states like Georgia and Florida are reshaping the liability claims landscape in 2025, as litigation costs soar and attorney involvement rises rapidly.
August 1, 2025
Insurance Industry
Legislation & Regulation
Liability
Litigation
California
Delaware
Florida
Georgia
Louisiana
What Happens When Alcohol Voids Your Auto Insurance in Louisiana
A Louisiana court upheld an insurer’s right to deny coverage based on a BAC exclusion, highlighting how drunk driving can void auto claims in many U.S. states.
July 29, 2025
Auto
Legislation & Regulation
Litigation
Risk Management
Louisiana
