Emerging Insurance Trends Redefining Claims Management in 2025
Discover the top claims and risk management trends for 2025, including AI-driven solutions, cyber insurance evolution, wearables in the workplace, and enhanced catastrophe response.
January 13
Catastrophe
Risk Management
Technology
Workers' Compensation
Workplace Injuries Must Meet Specific Criteria for Compensation, Virginia WCC Rules
The Virginia Workers’ Compensation Commission denied benefits to a school bus driver, emphasizing that injuries caused by simple acts like walking are not automatically compensable.
January 8
Legislation & Regulation
Litigation
Risk Management
Workers' Compensation
Virginia
Adjusting to Change: Embracing AI in Workers’ Compensation Claims
Artificial intelligence is reshaping workers’ compensation, offering faster claims resolution and fairer settlements, but overcoming resistance from seasoned adjusters remains a challenge.
January 8
Litigation
Risk Management
Technology
Workers' Compensation
CFPB Files Lawsuit Against Walmart and Branch Messenger Over Alleged Payment Violations
The CFPB has accused Walmart and Branch Messenger of coercing gig drivers to use costly deposit accounts and misrepresenting access to wages, resulting in over $10 million in fees.
January 6
Legislation & Regulation
Litigation
Risk Management
Workers' Compensation
Worker’s Chocolate Rescue Ends in Denied Compensation Claim
A Virginia worker’s knee injury, sustained while salvaging chocolates from his employer’s delivery truck, was deemed outside the scope of employment by the Workers’ Compensation Commission.
January 6
Liability
Litigation
Risk Management
Workers' Compensation
Virginia
Workplace Fatalities in the U.S. Decline in 2023 Amid Persistent Risks
The U.S. saw a 3.7% decline in workplace fatalities in 2023, with transportation incidents, falls, and violent acts remaining significant contributors to workplace injuries and deaths.
January 3
Legislation & Regulation
Liability
Risk Management
Workers' Compensation
Minnesota Secures $300K Settlement with Florida Firm Over Worker Misclassification
A Florida company, accused of misclassifying Minnesota workers, settles for $300,000 and halts operations in the state, addressing worker misclassification and lost benefits.
December 26, 2024
Fraud
Insurance Industry
Legislation & Regulation
Workers' Compensation
Florida
Minnesota
Chicago Restaurant Group to Pay $125K in Back Wages for Overtime Violations
A family-operated restaurant group in Chicago must pay $125,000 in overtime back wages and damages to 53 employees following a Department of Labor investigation and court order.
December 20, 2024
Legislation & Regulation
Litigation
Risk Management
Workers' Compensation
Illinois
Amazon Braces for Strike Threats During Peak Holiday Season
Teamsters union members in multiple cities threaten a pre-Christmas strike, pressuring Amazon to negotiate amid labor disputes over unionization and workplace rights.
December 19, 2024
Legislation & Regulation
Litigation
Risk Management
Workers' Compensation
Alabama
California
Georgia
Illinois
New York
How Artificial Intelligence is Transforming Workers’ Compensation
Artificial intelligence is reshaping workers’ compensation by improving fraud detection, streamlining claims processes, and enhancing injury prevention—but ethical implementation is key.
December 19, 2024
Fraud
Risk Management
Technology
Workers' Compensation
OSHA Proposes $328,545 Fine for New Jersey Contractor Over Fall Hazard Violations
Federal workplace safety officials allege that a New Jersey contractor repeatedly violated safety standards at three sites, citing willful and serious fall-related hazards.
December 18, 2024
Legislation & Regulation
Litigation
Risk Management
Workers' Compensation
New Jersey
New York
Pennsylvania
Workers’ Comp Mega Claims Top $1 Billion Annually Amid Rising Costs and Frequency
Mega workers’ compensation claims, exceeding $2 million each, are climbing in frequency and cost, accounting for over $1 billion annually despite representing less than 0.1% of all claims.
December 18, 2024
Insurance Industry
Risk Management
Technology
Workers' Compensation
Emerging Trends in Workers’ Compensation Insurance for 2025
In 2025, workers’ compensation insurance will see advancements in AI, wearable tech, and remote work policies, alongside a focus on personalized claims management and safety programs.
December 4, 2024
Insurance Industry
Risk Management
Technology
Workers' Compensation
Oklahoma Employer Ordered to Pay $72,000 for Misclassifying Retail Workers and Denying Overtime
An Oklahoma employer must pay $72,000 in back wages and damages after misusing an agricultural exemption to avoid paying overtime to 20 retail employees across multiple locations.
December 3, 2024
Legislation & Regulation
Litigation
Risk Management
Workers' Compensation
Missouri
Oklahoma
Texas
Ohio Manufacturer Faces OSHA Penalties After Worker Injured by Unprotected Machine
A Portsmouth-based hardwood floor manufacturer faces $255,528 in OSHA fines following a partial arm amputation injury and repeated safety violations at two facilities.
December 3, 2024
Legislation & Regulation
Litigation
Risk Management
Workers' Compensation
Ohio
