Baltimore Bridge Collapse Shows Why Marine Liability Claims Demand Flexibility and Foresight
One year after the Baltimore Bridge collapse, Howden highlights the marine insurance sector’s need for adaptability amid complex claims and a competitive market environment.
April 7
Catastrophe
Insurance Industry
Liability
Marine
Maryland
How Louisiana Can Unlock Social Mobility and Reclaim the American Dream
Louisiana ranks last in social mobility, but reforms in education, licensing, taxation, and regulation offer hope for progress and a renewed path to the American Dream.
April 4
Education & Training
Insurance Industry
Legislation & Regulation
Liability
Louisiana
Georgia Insurer Challenges $22 Million Jury Verdict After Truck Crash
A Georgia insurer is refusing to pay a $22 million jury award after a truck accident, spotlighting tensions between policy limits, tort reform, and bad faith allegations.
April 4
Insurance Industry
Legislation & Regulation
Liability
Litigation
Georgia
Judge Rejects J&J’s $10B Settlement, Citing Insufficient Plaintiff Support
A judge has rejected Johnson & Johnson’s $10 billion settlement proposal for talc-related ovarian cancer lawsuits, citing insufficient plaintiff support and procedural flaws. The decision forces J&J back to the tort system, impacting potential future claims and litigation strategies for insurers.
April 2
Insurance Industry
Liability
Litigation
Risk Management
Texas
Segway E-Scooter Recall: Folding Mechanism Hazard Risks Rider Injury
A major recall of Segway e-scooters due to a faulty folding mechanism poses significant injury risks to riders. Learn how this impacts potential liability and claims.
March 25
Insurance Industry
Liability
Risk Management
Salvage
California
Landlord Found Guilty of Murder After Tenants Die in Fire at Illegal Rental
A Washington, D.C. landlord was convicted of second-degree murder after two tenants died in a fire due to severe safety code violations, including blocked exits and missing smoke alarms.
March 7
Legislation & Regulation
Liability
Litigation
Risk Management
District Of Columbia
Former New Orleans Officer and Nevada Attorney Accused in Insurance Fraud Scheme
A former police officer and current attorney is accused of orchestrating an insurance fraud scheme involving inflated art valuations and false police reports.
March 3
Fraud
Insurance Industry
Liability
Litigation
California
Louisiana
Nevada
South Carolina’s Liquor Liability Insurance Market Faces Deepening Crisis
South Carolina’s liquor liability insurance market has been unprofitable since 2017, with insurers losing $1.77 for every $1.00 earned. Claim frequency far exceeds neighboring states, intensifying concerns.
February 20
Insurance Industry
Legislation & Regulation
Liability
Risk Management
Florida
Georgia
North Carolina
South Carolina
Fast-Food Workers Face Growing Risks as Customer Violence Escalates
As fast-food employees prepare meals, they also face an increasing risk of customer aggression. Recent violent incidents highlight the dangers of frontline service jobs.
February 14
Legislation & Regulation
Liability
Risk Management
Workers' Compensation
Michigan
Oregon
Tennessee
What Happens if OSHA Is Eliminated? The Potential Impact on Workplace Safety and Workers’ Compensation
A proposed bill seeks to abolish OSHA, shifting workplace safety to individual states. The move could increase injuries, raise workers’ compensation costs, and create legal and financial challenges for employers and insurers.
February 14
Legislation & Regulation
Liability
Risk Management
Workers' Compensation
Arizona
Navigating NIL Collective Risks as Insurance Needs Evolve
NIL collectives are reshaping amateur athletics, bringing unique liability risks. Without clear regulations, insurers must assess coverage needs for management liability and compliance challenges.
February 14
Insurance Industry
Legislation & Regulation
Liability
Underwriting
Insurance Companies Face Growing Cyber Risks from Third-Party Attacks
The insurance industry is facing increasing cyber threats, with 59% of breaches among the top 150 insurance companies stemming from third-party attack vectors. These vulnerabilities highlight the need for stronger supply chain security.
February 6
Insurance Industry
Liability
Risk Management
Technology
Uber Not Liable for Driver’s Assault on Passenger, Judge Rules
A federal judge ruled that Uber isn’t liable for an assault by one of its drivers, dismissing a passenger’s lawsuit. The court found no evidence that Uber knew of the driver’s violent tendencies.
February 6
Insurance Industry
Legislation & Regulation
Liability
Litigation
Pennsylvania
Tort Costs Rising Faster Than Inflation and GDP, Study Finds
A new study from the Institute for Legal Reform reveals that U.S. tort costs have risen at an annual rate of 7.1% from 2016 to 2022, exceeding both inflation and GDP growth.
February 6
Insurance Industry
Legislation & Regulation
Liability
Litigation
Alaska
California
Delaware
Florida
Louisiana
Boston Proposes Permit Requirement for Food Delivery Apps
A proposed ordinance would require food delivery services like DoorDash and UberEats to obtain a city permit, carry insurance for drivers, and share delivery data with officials.
February 5
Insurance Industry
Legislation & Regulation
Liability
Risk Management
Massachusetts
