
Washington Wildfires Destroy More Than 600 Structures, Force 60,000 Evacuations
Multiple fast-moving wildfires remain 0% contained as evacuations continue across the Spokane region. Claims adjusters should prepare for significant residential, commercial, and infrastructure losses as damage assessments begin.
August 3
Catastrophe
Property
Risk Management
Washington

Triple-I: Wildfire Risk Expands Beyond the West as Heat Waves Drive US Fire Exposure
A new Insurance Information Institute brief says heat waves, drought and development in the wildland-urban interface are driving wildfire exposure beyond the Western United States, creating new underwriting and claims challenges for insurers.
August 3
Catastrophe
Legislation & Regulation
Property
Risk Management
Underwriting
California
Florida
Georgia
Nebraska

California’s $3.8 Billion Wildfire Technology Plan Aims to Reduce Insurance Losses
California is expanding satellites, AI camera networks, airtankers, and drone technology to detect wildfires earlier. State leaders hope reducing structure losses will help stabilize the homeowners insurance market and ease pressure on the FAIR Plan.
July 29
Catastrophe
Insurance Industry
Property
Risk Management
Technology
California

Hurricane Genevieve Sends Massive Surf to Southern California, Raising Coastal Damage Risks
Long-period swells from Hurricane Genevieve are expected to generate dangerous surf, rip currents, and localized coastal impacts across Southern California through the weekend, even without a direct landfall.
July 29
Catastrophe
Liability
Marine
Property
Risk Management
California

How Smart Glasses Are Transforming Insurance Claims and Field Inspections
AI-enabled smart glasses are helping insurers standardize inspections, improve documentation, reduce travel, and support remote claims handling while giving adjusters real-time guidance in the field.
July 27
Catastrophe
Property
Technology

Hurricane Fausto Forecast Raises Risk of Wind and Rain Impacts for Hawaii
The first hurricane to enter the Central Pacific Basin this season is expected to approach Hawaii early next week. Forecasters say confidence is growing that parts of the islands could see wind and rainfall impacts, though the exact track and intensity remain uncertain.
July 24
Catastrophe
Property
Risk Management
Hawaii

Texas Flood Recovery Begins After 135 Homes Are Destroyed in Kerr County
State officials say hundreds more homes and businesses need repairs as recovery shifts toward debris removal, rebuilding, and long-term housing. Authorities are also monitoring downstream flooding and a developing tropical system.
July 23
Catastrophe
Property
Risk Management
Texas

Texas, Louisiana Heat Wave Intensifies as Tropical Storm Bertha Raises Claims Risks
Tropical Storm Bertha is increasing humidity across Texas and Louisiana, driving heat index values as high as 120 degrees while record electricity demand and localized flooding threats create additional risks for property owners and insurers.
July 23
Catastrophe
Property
Risk Management
Alabama
Louisiana
Texas

Tropical Storm Bertha Expected to Make Louisiana Landfall Wednesday
Tropical Storm Bertha is forecast to make landfall in Louisiana on Wednesday. Forecasters expect breezy conditions, scattered rain, and minor coastal flooding, with the greatest impacts remaining south of the storm's center.
July 21
Catastrophe
Property
Risk Management
Louisiana
Mississippi

Tropical Depression Two Expected to Become Tropical Storm Bertha Along Gulf Coast
Tropical Depression Two is expected to strengthen into Tropical Storm Bertha as it tracks along the northern Gulf Coast. Heavy rain, storm surge, and tropical storm conditions could lead to flooding and property damage from Florida to Texas.
July 20
Catastrophe
Insurance Industry
Property
Risk Management
Alabama
Florida
Louisiana
Mississippi
Texas

Gulf Tropical Development Chances Increase as Central Florida Turns Drier
The National Hurricane Center increased the odds of tropical development for Invest 91L in the eastern Gulf. A westward shift in the projected track is expected to reduce rainfall across Central Florida while keeping the Gulf Coast under closer watch.
July 20
Catastrophe
Property
Risk Management
Florida

Climate Models Grow More Accurate as Insurers Face Rising Extreme Weather Risks
Advances in climate attribution science are helping insurers better estimate future catastrophe risks, even as political scrutiny over climate models intensifies.
July 10
Catastrophe
Insurance Industry
Property
Risk Management
Technology

CSU Cuts 2026 Atlantic Hurricane Forecast Again as Strong El Niño Expected to Suppress Storms
Colorado State University has reduced its Atlantic hurricane outlook for the second time this season, citing growing confidence that a strong to very strong El Niño will sharply limit tropical cyclone activity through the peak of the season.
July 9
Catastrophe
Property
Risk Management
Technology
Florida
Texas

Wind Mitigation Discounts Alone Won’t Stop Property Insurance Premium Surge, Studies Say
Two new studies conclude that mitigation discounts encourage home hardening for some property owners but fail to overcome affordability barriers for many households, even as climate-driven insurance costs continue to rise across much of the Southeast.
July 9
Catastrophe
Property
Risk Management
Underwriting
California
Florida
Louisiana
North Carolina
South Carolina

California Wildfire Contractor Fraud Leaves Homeowner Out $18,000
A California wildfire survivor says an unlicensed contractor took an $18,000 payment before abandoning the project. Insurance and fraud experts say similar scams are increasing after natural disasters across the United States.
July 7
Catastrophe
Fraud
Insurance Industry
Property
California



